5 Locust Hills Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 5 Locust Hills Ct, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,023 sqft · built 2000
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$255,000 (Oct 2018)
Tax Bill	$4,683 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A982001534`

Property Details

APN / Parcel Number

Primary APN	`A982001534`
Alternative APN	`2-0060-7843-00-0155.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,023 sqft Living Area
Gross Area	3,821 sqft
1st Floor Area	1,123 sqft
Basement Area	1,076 sqft
Finished Basement	824 sqft
Unfinished Basement	252 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	546 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	122 sqft

Location & Zoning

Account Number	A982001534
Street Address	5 LOCUST HILLS CT
City	O FALLON
State	MO
Zip	63366-5570
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE9
Legal Description	GLENMARO #4 LOT 155
Legal Subdivision	GLENMARO #4
Legal Lot Number	155
Jurisdiction	ST CHARLES MO
Township / Civil Division	WELDON SPRING
Census Block Group	2
Census Block	2013
Census Tract	311737

Owner

5 Locust Hills Ct is owned and occupied by an individual who bought it in October 2018.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	5 LOCUST HILLS CT, O FALLON, MO 63366-5570
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage DELMAR FINANCIAL CO
Oct 1, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2018 · Amount on File
Deed Sale	Oct 1, 2018 · Amount on File
Prior Sale	Mar 2, 2016 · Amount on File
Deed Document Number	2018560220
Deed Book / Page	6984 / 308
Prior Transfer Date	Apr 29, 2006
Prior Transfer Doc	0048891632
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	5 LOCUST HILLS CT, O FALLON, MO 63366-5570
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	TITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 LOCUST HILLS CT, O FALLON, MO 63366-5570

Mortgage

Document Number	0000623970
Date	Aug 27, 2020
Book Page	7382/963
Instrument	20200827000623970

Lender

Name	DELMAR FINANCIAL CO
Type	Funding / Finance Company
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2035

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 1, 2018
Property Address	5 LOCUST HILLS CT, O FALLON, MO 63366-5570
Document Number	0069840308
Book / Page	6984 / 0308
Map Reference	MB 34 PG 274&275
Instrument Date	Sep 27, 2018
Instrument	20181001000560220
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	CONTINENTAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2493 BEAR CREEK DR, 2493, WENTZVILLE, MO 63385-3645

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 LOCUST HILLS CT, O FALLON, MO 63366-5570

Mortgage

Document Number	20181001000560230
Date	Oct 1, 2018
Instrument	20181001000560230

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 1, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 5 Locust Hills Ct was $4,683, up 8.7% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$73,016 (-)	$384,296 (-) Building $384,296
2025	$4,683.00 (+8.73%)	$73,016	$384,296 Building $384,296
2024	$4,307.00
2023		$65,179
2022			$343,047 Land $40,500 Building $302,547

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5 Locust Hills Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 5 Locust Hills Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 570 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: i3 Broadband.

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