5 Locust Ct, Old Bridge, NJ 08857 Property Records

Middlesex County and Old Bridge Township property record for 5 Locust Ct, Old Bridge, NJ 08857

Property Summary

Property Type	Single Family Home
Details	1,768 sqft · built 1954
Lot Size	0.15 acres (6,521 sqft)
Owner	Individual Name on File
Last Sale	$385,000 (Nov 2022)
Tax Bill	$8,996 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-18057-0000-00008`

Property Details

APN / Parcel Number

Primary APN	`15-18057-0000-00008`
Alternative APNs	`151805700008` `14544000`

Interior

Stories	1 Story
Building Area	1,768 sqft Living Area
1st Floor Area	1,768 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Construction Type	Frame
Lot Area	6,521 sqft (0.15 acres)
Lot Dimensions	163 ft deep x 40 ft wide

Location & Zoning

Account Number	14544000
Street Address	5 LOCUST CT
City	OLD BRIDGE
State	NJ
Zip	08857-1409
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	40X163
Legal Subdivision	SOUTHWOOD/OLD BRIDGE SEC #2
Legal Block	18057
Legal Lot Number	8
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	OLD BRIDGE
Census Block Group	1
Census Block	1008
Census Tract	7804

Owner

5 Locust Ct is owned and occupied by an individual who bought it in November 2022.

Source: Middlesex County and Old Bridge Township records, as of June 30, 2026

Owner of Record	Individual Name on File
Mailing Address	5 LOCUST CT, OLD BRIDGE, NJ 08857-1409
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2022 · Amount on File
Deed Sale	Nov 14, 2022 · Amount on File
Deed Document Number	202295905
Deed Book / Page	19087 / 1794
Record Updated	Oct 29, 2026

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Nov 14, 2022
Property Address	5 LOCUST CT, OLD BRIDGE, NJ 08857-1409
Document Number	0000095905
Book / Page	19087 / 1794
Instrument Date	Oct 31, 2022
Instrument	2022095905
Transaction Type	Transfer
Record Updated	Dec 1, 2022
Title Company	INNOVATION TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,071.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	354 ANDOVER PL, 354, ROBBINSVILLE, NJ 08691-3439

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 LOCUST CT, OLD BRIDGE, NJ 08857-1409

Mortgage

Document Number	0000095906
Date	Nov 14, 2022
Instrument	2022095906

Lender

Name	BCB COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 5 Locust Ct was $8,996, up 1% from the year before.

Source: Middlesex County and Old Bridge Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Old Bridge Township
Unified School District	Old Bridge Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$144,800 (-) Land $52,600 Building $92,200	$144,800 (-) Land $52,600 Building $92,200
2025	$8,996.00 (+10.03%)	$144,800 Land $52,600 Building $92,200	$144,800 Land $52,600 Building $92,200
2024	$8,176.00
2023		$144,800 Land $52,600 Building $92,200	$144,800 Land $52,600 Building $92,200
2022	$7,664.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 5 Locust Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Locust Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLD BRIDGE MUA serves 68,000 people · EPA ID NJ1209002
Water Source	Purchased surface water from MIDDLESEX WATER COMPANY
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 594 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
AT&T Fixed Wireless	100 / 20