5 Lilac Ln, Ayer, MA 01432 Property Records

Middlesex County and Ayer Town property record for 5 Lilac Ln, Ayer, MA 01432 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,928 sqft · built 2007
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Individual Names on File
Last Sale	$980,000 (Jun 2026)
Tax Bill	$10,182 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Dec 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`AYER M:007 B:0000 L:0046`

Property Details

APN / Parcel Number

Primary APN	`AYER M:007 B:0000 L:0046`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,928 sqft Living Area
Basement Area	1,510 sqft
Unfinished Basement	302 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2009
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Asphalt
Lot Area	18,731 sqft (0.43 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	5 LILAC LN
City	AYER
State	MA
Zip	01432-1592
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	46
Jurisdiction	AYER MA
Township / Civil Division	AYER
Census Block Group	2
Census Block	2001
Census Tract	325101

Owner

Source: Middlesex County and Ayer Town records · APN AYER M:007 B:0000 L:0046

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5 LILAC LN, AYER, MA 01432-1592
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Quit Claim Deed, Transfer · Conventional Mortgage DIGITAL FEDERAL CREDIT UNION
Dec 31, 2025	Quit Claim Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 23, 2025	Redemption Deed, Transfer
Nov 22, 2019	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Aug 17, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 18, 2026 · Amount on Record
Deed Sale	Jun 18, 2026 · Amount on Record
Prior Sale	Dec 31, 2025 · Amount on Record
Deed Document Number	202673846
Deed Book / Page	85760 / 414
Transfer Doc	53287-224
Record Updated	Sep 20, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	AYER MA
Recording Date	Jun 18, 2026
Property Address	5 LILAC LN, AYER, MA 01432-1592
Document Number	0000073846
Book / Page	85760 / 414
Instrument Date	Jun 11, 2026
Instrument	202673846
Transaction Type	Transfer
Record Updated	Jul 07, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5 LILAC LN, AYER, MA 01432-1592

Mortgage

Date	Jun 18, 2026

Lender

Name	DIGITAL FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.37%
Max Rate	-1%

December 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	AYER MA
Recording Date	Dec 31, 2025
Property Address	5 LILAC LN, AYER, MA 01432-1592
Document Number	085078-390
Book / Page	85078 / 390
Instrument Date	Dec 31, 2025
Instrument	161203
Transaction Type	Transfer
Record Updated	Feb 16, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	401 MULPUS RD, LUNENBURG, MA 01462-1829

Mortgage

Document Number	0000161204
Date	Dec 31, 2025
Instrument	161204

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	469 Months
Due	Jan 01, 2065

December 2025: Redemption Deed, Transfer

Document Type	Redemption Deed
Jurisdiction	AYER MA
Recording Date	Dec 23, 2025
Property Address	5 LILAC LN, AYER, MA 01432-1592
Document Number	085048-271
Book / Page	85048 / 271
Instrument Date	Aug 31, 2024
Instrument	158070
Transaction Type	Transfer
Record Updated	Jan 14, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AYER MA
Property Address	5 LILAC LN, AYER, MA 01432-1592
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	73700-79
Date	Nov 22, 2019
Book Page	73700/79
Instrument	184174

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2049

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AYER MA
Property Address	5 LILAC LN, AYER, MA 01432-1592
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	75381-449
Date	Aug 17, 2020
Book Page	75381/449
Instrument	139391

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2050

Tax Assessment & Valuation

Source: Middlesex County and Ayer Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Ayer Town
Unified School District	Ayer-Shirley School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,182.00 (+12.58%)	$851,300 (+16.9%) Land $183,400 Building $667,900	$812,060 (+9.35%)
2024			$742,615
2023	$9,044.00	$728,200 Land $172,500 Building $555,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173251012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	8 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 150 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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