Berrien County property record for 5 Lighthouse Ln, Saint Joseph, MI 49085
| Property Type | Commercial |
|---|---|
| Details | 1,600 sqft · built 1896 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Company Name on File |
| Tax Bill | $8,399 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 76-0023-0025-04-3 |
| Primary APN | 76-0023-0025-04-3 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,600 sqft Total Area |
| 1st Floor Area | 998 sqft |
| Basement Area | 802 sqft |
| Year Built | Built 1896 |
|---|---|
| Effective Year Built | Effective 1896 |
| Fire Resistance | Fireproof Steel Frame |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Dimensions | 191 ft deep x 49 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 5 LIGHTHOUSE LN |
|---|---|
| City | SAINT JOSEPH |
| State | MI |
| Zip | 49085 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | W |
| Legal Description | COM AT THE NE COR SEC 23 T4S R19W TH N90DEGW 2561.64' (REC 2561.54') TH S 606.69' (REC 606.75') TH S86DEG22'28E (REC S86DEG21'37"E) 209.87' TO POB TH S86DEG22'28"E 68.73' TH S15DEG19'44"E 91.71' TH S74DEG40'16"W 31' TH S15DEG19'44"E 89.77' TO MEANDER |
| Legal Range | 19W |
| Legal Township | 04S |
| Legal Section | 23 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | ST. JOSEPH |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 801 |
5 Lighthouse Ln, a commercial property, is owned by a company that acquired it in September 2003.
Source: Berrien County records, as of September 28, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 3, SAINT JOSEPH, MI 49085-0003 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 26, 2003 |
| Deed Sale | Sep 26, 2003 |
| Deed Book / Page | 2431 / 754 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 5 Lighthouse Ln was $8,399.
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $93,400 | $186,800 | |
| 2025 | $8,399.00 | ||
| 2023 | $137,300 | $274,600 | |
| 2022 | $7,468.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5 Lighthouse Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5 Lighthouse Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BENTON HARBOR serves 9,103 people · EPA ID MI0000600 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Sep 2021 Failure to filter resolved · May 2021 |
|---|---|
| Treatment and Procedure | Organic carbon removal Apr 2026 Treatment change without state approval Sep 2021 Lead public education Aug 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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