5 Ledge St, Melrose, MA 02176 Property Records

Middlesex County and Melrose City property record for 5 Ledge St, Melrose, MA 02176

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,400 sqft · built 1926
Lot Size	0.169 acres (7,383 sqft)
Owner	2 Company Names on Record
Tax Bill	$7,505 (2026)
Deeds & Mortgages	Sep 2023 Sale Jul 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`M:E14 P:0046=47`

Property Details

APN / Parcel Number

Primary APN	`M:E14 P:0046=47`
Alternative APN	`MELR M:E14 P:0046-47`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,400 sqft Living Area
Gross Area	2,167 sqft
Basement Area	475 sqft
Unfinished Basement	475 sqft

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,383 sqft (0.169 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	5 LEDGE ST
City	MELROSE
State	MA
Zip	02176-1414
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	URA
Legal Subdivision	PLAN 8578D
Jurisdiction	MELROSE MA
Township / Civil Division	MELROSE
Census Block Group	2
Census Block	2000
Census Tract	336201

Owner

Source: Middlesex County and Melrose City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	5 LEDGE ST, MELROSE, MA 02176-1414
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2023	Redemption Deed, Transfer
Jul 31, 2023	Quit Claim Deed, Transfer Quitclaim
Jul 17, 2023	Quit Claim Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC
Aug 26, 2019	Deed of Trust, Mortgage · FHA Mortgage NEW ENGLAND REG'L MTG CROP
Nov 21, 2018	Deed of Trust, Mortgage · FHA Mortgage NEW ENGLAND REG'L MTG CROP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2023
Deed Sale	Jul 17, 2023
Prior Sale	Dec 4, 2009 · Amount on Record
Last Transfer Date	Aug 14, 2023
Transfer Doc	0001944820
Record Updated	Oct 29, 2026

September 2023: Redemption Deed, Transfer

Document Type	Redemption Deed
Jurisdiction	MELROSE MA
Recording Date	Sep 27, 2023
Property Address	5 LEDGE ST, MELROSE, MA 02176-1414
Document Number	0001944820
Instrument Date	Aug 14, 2023
Instrument	1944820
Transaction Type	Transfer
Record Updated	Oct 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MELROSE MA
Recording Date	Jul 31, 2023
Property Address	5 LEDGE ST, MELROSE, MA 02176-1414
Document Number	0001941575
Instrument Date	Jul 11, 2023
Instrument	1941575
Transaction Type	Transfer
Record Updated	Aug 11, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 LEDGE ST, MELROSE, MA 02176-1414

July 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MELROSE MA
Recording Date	Jul 17, 2023
Property Address	5 LEDGE ST, MELROSE, MA 02176-1414
Document Number	0001940718
Instrument Date	Jul 11, 2023
Instrument	1940718
Transaction Type	Transfer
Record Updated	Oct 2, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 LEDGE ST, MELROSE, MA 02176-1414

Mortgage

Document Number	0001940719
Date	Jul 17, 2023
Instrument	1940719

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MELROSE MA
Property Address	5 LEDGE ST, MELROSE, MA 02176-1414
Document Number	0000022552
Instrument Date	Aug 26, 2019
Transaction Type	Mortgage
Record Updated	Sep 17, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 LEDGE ST MELROSE MA 021761414, MELROSE, MA 02176-1414

Mortgage

Document Number	0000022552
Date	Sep 3, 2019
Instrument	22552

Lender

Name	NEW ENGLAND REG'L MTG CROP

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 2, 2049

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MELROSE MA
Property Address	5 LEDGE ST, MELROSE, MA 02176-1414
Document Number	0000002902
Instrument Date	Nov 21, 2018
Transaction Type	Mortgage
Record Updated	Dec 26, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 LEDGE ST MELROSE MA 021761414, MELROSE, MA 02176-1414

Mortgage

Document Number	0000002902
Date	Dec 4, 2018
Instrument	2902

Lender

Name	NEW ENGLAND REG'L MTG CROP

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 3, 2048

Tax Assessment & Valuation

Source: Middlesex County and Melrose City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Melrose City
Unified School District	Melrose School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,505.00 (+11,626.56%)	$654,300 (+1.19%) Land $408,100 Building $246,200	$773,690 (+20.21%)
2025	$64.00 (-98.94%)	$646,600 (+6.12%) Land $408,100 Building $238,500	$643,625
2024	$6,050.00 (+4.69%)	$609,300 (+9.86%) Land $381,800 Building $227,500
2023	$5,779.00	$554,600 Land $355,400 Building $199,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MELROSE WATER DIVISION (MWRA) serves 29,938 people · EPA ID MA3178000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 716 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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