5 Ledge St, Baldwinville, MA 01436 Property Records

Worcester County and Templeton Town property record for 5 Ledge St, Baldwinville, MA 01436

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,216 sqft · built 2003
Lot Size	1.21 acres (52,708 sqft)
Owner	Individual Name on File
Last Sale	$305,000 (Jul 2017)
Tax Bill	$6,189 (2026)
Deeds & Mortgages	May 2025 Line of Credit Nov 2020 Refinance + 1 more
APN	`TEMP M:05-05 B:00018 L:00022`

Property Details

APN / Parcel Number

Primary APN	`TEMP M:05-05 B:00018 L:00022`
Alternative APNs	`M:05=05 B:00018 L:00022` `20043`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,216 sqft Living Area
Gross Area	4,950 sqft
Basement Area	1,288 sqft
Unfinished Basement	1,288 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	52,708 sqft (1.21 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	20043
Street Address	5 LEDGE ST
City	BALDWINVILLE
State	MA
Zip	01436-1359
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	18
Legal Lot Number	22
Jurisdiction	TEMPLETON MA
Township / Civil Division	TEMPLETON
Census Block Group	2
Census Block	2035
Census Tract	705102

Owner

5 Ledge St is owned and occupied by an individual who bought it in July 2017.

Source: Worcester County and Templeton Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	5 LEDGE ST, BALDWINVILLE, MA 01436-1359
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 6, 2025	Deed of Trust, Mortgage · Line of Credit I-C FCU
Nov 25, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance I-C FCU
Jul 25, 2017	Quit Claim Deed, Transfer I-C FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2017 · Amount on File
Deed Sale	Jul 25, 2017 · Amount on File
Prior Sale	Feb 20, 2004 · Amount on File
Deed Book / Page	57469 / 29
Transfer Doc	0057469-29
Record Updated	Oct 29, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TEMPLETON MA
Property Address	5 LEDGE ST, BALDWINVILLE, MA 01436-1359
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	071948-231
Date	May 6, 2025
Book Page	71948/231
Instrument	35418

Lender

Name	I-C FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Jun 1, 2050

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TEMPLETON MA
Property Address	5 LEDGE ST, BALDWINVILLE, MA 01436-1359
Transaction Type	Mortgage
Record Updated	Apr 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	63839-20
Date	Nov 25, 2020
Book Page	63839/20
Instrument	145419

Lender

Name	I-C FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TEMPLETON MA
Recording Date	Jul 25, 2017
Property Address	5 LEDGE ST, BALDWINVILLE, MA 01436-1359
Document Number	57469-29
Book / Page	57469 / 29
Instrument	79208
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$45.14
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 LEDGE ST, TEMPLETON, MA 01468

Mortgage

Document Number	574690033
Date	Jul 25, 2017
Instrument	57469/0033

Lender

Name	I-C FCU
Type	Credit Union

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 25, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 5 Ledge St was $6,189, up 3.1% from the year before.

Source: Worcester County and Templeton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Templeton Town
Unified School District	Narragansett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,189.00 (+3.12%)	$521,400 (+5.29%) Land $71,600 Building $449,800	$534,243 (+1.93%)
2025	$6,002.00 (-2.12%)	$495,200 (+1.75%) Land $71,600 Building $423,600	$524,115 (+2.79%)
2024	$6,132.00 (+7.94%)	$486,700 (+10.69%) Land $63,300 Building $423,400	$509,865
2023	$5,681.00	$439,700 Land $63,300 Building $376,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 5 Ledge St; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Ledge St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TEMPLETON MUNIC. LIGHT AND WATER PLANT serves 6,159 people · EPA ID MA2294000
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ledge St

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