Middlesex County and Winchester Town property record for 5 Laurel St, Winchester, MA 01890
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,858 sqft · built 1900 |
| Lot Size | 0.234 acres (10,189 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $529,000 (Oct 1997) |
| Tax Bill | $21,807 (2026) |
| Deeds & Mortgages | Dec 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | WINC M:018 B:0133 L:0 |
| Primary APN | WINC M:018 B:0133 L:0 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 9 Rooms |
| Stories | 3 Stories |
| Building Area | 2,858 sqft Living Area |
| Gross Area | 5,408 sqft |
| Basement Area | 1,289 sqft |
| Unfinished Basement | 1,289 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Victorian |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,189 sqft (0.234 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 5 LAUREL ST |
|---|---|
| City | WINCHESTER |
| State | MA |
| Zip | 01890-3507 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RDB |
| Legal Block | 133 |
| Jurisdiction | WINCHESTER MA |
| Township / Civil Division | WINCHESTER |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 338300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Wedgemere Historic District listed 1989 · 161 contributing resources · NRIS 89000659 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
5 Laurel St is owned and occupied by two individuals who bought it in October 1997.
Source: Middlesex County and Winchester Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5 LAUREL ST, WINCHESTER, MA 01890-3507 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 17, 1997 · Amount on File |
| Deed Sale | Oct 17, 1997 · Amount on File |
| Prior Sale | Nov 6, 1992 · Amount on File |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHESTER MA |
| Property Address | 5 LAUREL ST, WINCHESTER, MA 01890-3507 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 073840-361 |
|---|---|
| Date | Dec 17, 2019 |
| Book Page | 73840/361 |
| Instrument | 199987 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | Jan 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Jan 1, 2025 |
The 2026 property tax bill for 5 Laurel St was $21,807, up 10,186.3% from the year before.
Source: Middlesex County and Winchester Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Winchester Town |
| Unified School District | Winchester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $21,807.00 (+10,186.32%) | $1,968,100 (+2.91%) Land $1,159,700 Building $808,400 | $2,198,621 (+14.03%) |
| 2025 | $212.00 (-99%) | $1,912,400 (+2.03%) Land $1,126,500 Building $785,900 | $1,928,120 |
| 2024 | $21,236.00 (+0.34%) | $1,874,300 (+4.51%) Land $1,093,400 Building $780,900 | |
| 2023 | $21,163.00 | $1,793,500 Land $1,027,100 Building $766,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5 Laurel St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 5 Laurel St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINCHESTER WATER DEPT serves 22,970 people · EPA ID MA3344000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 12 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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