5 Laurel Oak Ct, Irmo, SC 29063 Property Records

Richland County property record for 5 Laurel Oak Ct, Irmo, SC 29063

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,284 sqft · built 1981
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$136,900 (Nov 2020)
Tax Bill	$4,680 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05206-05-23`

Property Details

APN / Parcel Number

Primary APN	`05206-05-23`
Alternative APNs	`R05206-05-23` `00068651`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,284 sqft Heated Area
Gross Area	1,936 sqft
1st Floor Area	1,284 sqft
Utility Area	72 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Garage Area	340 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00068651
Street Address	5 LAUREL OAK CT
City	IRMO
State	SC
Zip	29063-9425
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-HD
Legal Description	LOT 5 BLK E 49.4X125.5X69.9X45.9X144X538 #SU RAINTREE ACRES #PR X-2716 57-1146
Legal Subdivision	RAINTREE
Legal Block	E
Legal Lot Number	5
Jurisdiction	RICHLAND SC
Township / Civil Division	DUTCH FORK
Census Block Group	1
Census Block	1003
Census Tract	10314

Owner

5 Laurel Oak Ct is owned and occupied by an individual who bought it in November 2020.

Source: Richland County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	5 LAUREL OAK CT, IRMO, SC 29063-9425
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2020 · Amount on File
Deed Sale	Nov 8, 2020 · Amount on File
Prior Sale	May 12, 2003 · Amount on File
Deed Document Number	202061246
Deed Book / Page	2549 / 3484
Prior Transfer Date	Feb 5, 2016
Prior Transfer Doc	2087/2000
Record Updated	Sep 20, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND SC
Recording Date	Nov 8, 2020
Property Address	5 LAUREL OAK CT, IRMO, SC 29063-9425
Document Number	2549/3484
Book / Page	002549 / 003484
Instrument Date	Oct 28, 2020
Instrument	61246
Transaction Type	Transfer
Record Updated	Jan 11, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$507.00
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 LAUREL OAK CT IRMO SC 290639425, IRMO, SC 29063-9425

Mortgage

Document Number	2549/3494
Date	Nov 8, 2020
Book Page	002549/003494
Instrument	61249

Lender

Name	MIDLAND MTG
Type	Mortgage Company
Address	COLUMBIA, SC 29201

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 7, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 5 Laurel Oak Ct was $4,680.

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Unified School District	Lexington School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,680.00	$5,476	$159,750
2023	$4,072.00	$5,476	$136,900
2021	$3,887.00	$8,210	$136,900 Land $14,700 Building $122,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5 Laurel Oak Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	4 (2015–2021)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Jun 2021 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Oct 2015 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Laurel Oak Ct is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 91% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BGWC RAINTREE ACRES private · serves 828 people · EPA ID SC4050015
Water Source	Purchased surface water from CITY OF COLUMBIA
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CarolinaConnect Cooperative Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Laurel Oak Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures