5 Lake Rd, Rocky Mount, MO 65072 Property Records

Miller County property record for 5 Lake Rd, Rocky Mount, MO 65072

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,328 sqft · built 1986
Lot Size	0.96 acres (41,818 sqft)
Owner	2 Individual Names on Record
Last Sale	$56,000 (Sep 2013)
Tax Bill	$1,086 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Oct 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12804`

Property Details

APN / Parcel Number

Primary APN	`12804`
Alternative APN	`132010003001020000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,328 sqft Living Area
1st Floor Area	720 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Construction Type	Frame
Lot Area	41,818 sqft (0.96 acres)
Lot Dimensions	1,400 ft deep x 750 ft wide

Location & Zoning

Account Number	12804
Street Address	5 LAKE RD
City	ROCKY MOUNT
State	MO
Zip	65072-3204
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 80 OZARK SHORES & LOT 110 OZARK SHORES 1ST ADD
Legal Range	16W
Legal Township	40N
Legal Section	10
Legal Subdivision	OZARK SHORES
Legal Lot Number	80-110
Jurisdiction	MILLER MO
Township / Civil Division	GLAZE
Census Block Group	2
Census Block	2009
Census Tract	962701

Owner

Source: Miller County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5 LAKE RD, ROCKY MOUNT, MO 65072-3204
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2026	Deed of Trust, Mortgage · Line of Credit CENTRAL TRUST BANK
Oct 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK OF LAKE OF THE OZARKS
Apr 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage JEFFERSON BANK OF MISSOURI
Dec 28, 2022	Beneficiary Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2013 · Amount on Record
Deed Sale	Sep 4, 2013 · Amount on Record
Prior Sale	Jan 9, 2006 · Amount on Record
Deed Document Number	20134177
Last Transfer Date	Dec 27, 2022
Transfer Doc	02022/6187
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLER MO
Recording Date	Sep 11, 2026
Property Address	5 LAKE RD, ROCKY MOUNT, MO 65072-3204
Document Number	0000004139
Book / Page	2026 / 4139
Instrument Date	Sep 3, 2026
Instrument	20264139
Transaction Type	Mortgage
Record Updated	Oct 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 LAKE RD, ROCKY MOUNT, MO 65072-3204

Mortgage

Document Number	0000004139,
Date	Sep 11, 2026
Book Page	2026/4139
Instrument	20264139

Lender

Name	CENTRAL TRUST BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 9, 2046

Interest

Max Rate	-1%

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLER MO
Property Address	5 LAKE RD, ROCKY MOUNT, MO 65072-3204
Transaction Type	Mortgage
Record Updated	Jan 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02018/4496
Date	Oct 23, 2018
Book Page	2018/4496
Instrument	201804496

Lender

Name	CENTRAL BANK OF LAKE OF THE OZARKS
Type	Bank
Address	OSAGE BEACH, MO 65065

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLER MO
Property Address	5 LAKE RD, ROCKY MOUNT, MO 65072-3204
Transaction Type	Mortgage
Record Updated	Jan 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 LAKE RD, ROCKY MOUNT, MO 65072-3204

Mortgage

Document Number	02021/1754
Date	Apr 7, 2021
Book Page	2021/1754
Instrument	202101754

Lender

Name	JEFFERSON BANK OF MISSOURI
Type	Bank
Address	JEFFERSON CITY, MO 65109

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

December 2022: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	MILLER MO
Recording Date	Dec 28, 2022
Property Address	5 LAKE RD, ROCKY MOUNT, MO 65072-3204
Document Number	02022/6187
Book / Page	2022 / 6187
Map Reference	MB 6 PG 54
Instrument Date	Dec 27, 2022
Instrument	202206187
Transaction Type	Transfer
Record Updated	Jan 2, 2024

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4708 FENIMORE DR, COLUMBIA, MO 65202-3481

Tax Assessment & Valuation

Source: Miller County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Miller County
Unified School District	School of The Osage School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$24,080 (-) Land $5,820 Building $18,260	$126,690 (-) Land $30,610 Building $96,080
2025	$1,086.00	$24,080 (+14.61%) Land $5,820 Building $18,260	$126,690 (+14.58%) Land $30,610 Building $96,080
2023		$21,010 Land $5,290 Building $15,720	$110,570 Land $27,820 Building $82,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 17, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 63% of Missouri
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wave Internet Technologies Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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