5 Laguna Rd, Palmyra, VA 22963 Property Records

Fluvanna County property record for 5 Laguna Rd, Palmyra, VA 22963

Property Summary

Property TypeSingle Family Home
Details6 bd · 3 ba · 1,656 sqft · built 1979
Lot Size0.39 acres (16,988 sqft)
OwnerCompany Name on Record
Last Sale$432,000 (Sep 2011)
Tax Bill$5,419 (2025)
Flood ZoneZone X (minimal risk)
APN18A 9 140

Property Details

APN / Parcel Number

Primary APN18A 9 140
Alternative APN
  • 3468

Interior

Bedrooms6 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area1,656 sqft Living Area
Gross Area4,500 sqft
1st Floor Area1,656 sqft
Basement Area1,656 sqft
Finished Basement1,656 sqft
FlooringSoftwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 2003
Architectural StyleSplit Foyer
Exterior MaterialWood
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area16,988 sqft (0.39 acres)
TerrainRolling
View / LotWaterfront
Deck Area648 sqft
Patio Area540 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number3468
Street Address5 LAGUNA RD
CityPALMYRA
StateVA
Zip22963-2418
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal DescriptionDB 905-670 KNOLLWOOD-9 LOT 140 16,995 SF
Legal SubdivisionKNOLLWOOD LAKE MONTICELLO
Legal Block14
Legal Lot Number140
JurisdictionFLUVANNA VA
Township / Civil DivisionRIVANNA
Census Block Group1
Census Block1010
Census Tract20103

Owner

Source: Fluvanna County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address2684 GLENCROFT RD, VIENNA, VA 22181-5351
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 7, 2011 · Amount on Record
Deed SaleSep 7, 2011 · Amount on Record
Deed Document Number20112755
Deed Book / Page849 / 219
Prior Transfer DateSep 6, 2011
Prior Transfer Doc849/241
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyFluvanna County
Unified School DistrictFluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$717,860 (-) Land $190,000 Building $527,860$717,860 (-) Land $190,000 Building $527,860
2025$5,419.00 (+0.67%)$717,860 (+28.37%) Land $190,000 Building $527,860$717,860 (+28.37%) Land $190,000 Building $527,860
2024$5,383.00 (+14.07%)
2023$559,200 Land $190,000 Building $369,200$559,200 Land $190,000 Building $369,200
2022$4,719.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE MONTICELLO
private · serves 12,943 people · EPA ID VA2065480
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Firefly Fiber Broadband
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Laguna Rd

Nearby Streets

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