Santa Cruz County property record for 5 Klinsky Ln, Watsonville, CA 95076 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,640 sqft · built 1985 |
| Lot Size | 0.407 acres (17,729 sqft) |
| Owner | Individual Name on File |
| Last Sale | $920,000 (Nov 2021) |
| Tax Bill | $11,958 (2025) |
| Deeds & Mortgages | Nov 2017 Mortgage Nov 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 049-531-05 |
| Primary APN | 049-531-05 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,640 sqft Living Area |
| Gross Area | 2,102 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 17,729 sqft (0.407 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | HVAC |
|---|---|
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 5 KLINSKY LN |
|---|---|
| City | WATSONVILLE |
| State | CA |
| Zip | 95076-1038 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | WATSONVILLE |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 110700 |
Source: Santa Cruz County records · APN 049-531-05
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5 KLINSKY LN, WATSONVILLE, CA 95076-1038 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 06, 2017 | Deed of Trust, Mortgage COMERICA BANK |
| Nov 10, 2021 | Grant Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 10, 2021 · Amount on Record |
| Deed Sale | Nov 10, 2021 · Amount on Record |
| Deed Document Number | 202155894 |
| Prior Transfer Date | May 22, 2003 |
| Prior Transfer Doc | 0000053020 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 5 KLINSKY LN, WATSONVILLE, CA 95076-1038 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000037296 |
|---|---|
| Date | Nov 06, 2017 |
| Instrument | 2017-0037296 |
| Name | COMERICA BANK |
|---|---|
| Type | Bank |
| Address | DALLAS, TX 75201 |
| Amount | Amount Recorded |
|---|
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Nov 10, 2021 |
| Property Address | 5 KLINSKY LN, WATSONVILLE, CA 95076-1038 |
| Document Number | 0000055894 |
| Map Reference | VOL 32 PG 38 |
| Instrument Date | Oct 21, 2021 |
| Instrument | 2021-0055894 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,012.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5 KLINSKY LN, WATSONVILLE, CA 95076-1038 |
| Document Number | 0000055895 |
|---|---|
| Date | Nov 10, 2021 |
| Instrument | 2021-0055895 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2051 |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $993,673 (+2%) Land $696,004 Building $297,669 | ||
| 2025 | $11,958.00 (+13.13%) Homeowner's exemption | $974,189 (+4.04%) Land $682,357 Building $291,832 | |
| 2023 | $10,570.00 (+349.4%) Homeowner's exemption | $936,360 Land $655,860 Building $280,500 | $865,440 |
| 2022 | $2,352.00 |
Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871107001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Claims | 9 (1982–2011) |
| Claims Outside the SFHA | 5 of 9 |
| Most Recent Claim | Mar 2011, rainfall accumulation |
| Wildfire Risk | Moderate above 40% of the US · above 24% of California |
|---|---|
| Wildfire Likelihood | About 1 in 1,493 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 63 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Cruzio Internet | Fixed Wireless (unlicensed) | 1,000 / 1,000 |
| Razzolink | Fixed Wireless (unlicensed) | 500 / 250 |
| Etheric Communications, LLC. | Fixed Wireless (licensed-by-rule) | 250 / 100 |
May also be available at this address: AT&T, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.
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