5 Kinsman St, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 5 Kinsman St, Lowell, MA 01852

Property Summary

Property TypeDuplex
Details5 bd · 3 ba · 1,636 sqft · built 1900
Lot Size0.11 acres (4,792 sqft)
Owner2 Individual Names on File
Last Sale$115,000 (Oct 2011)
Tax Bill$5,261 (2026)
Deeds & MortgagesAug 2021 Refinance
Flood ZoneZone X (minimal risk)
APNG09400

Property Details

APN / Parcel Number

Primary APNG09400
Alternative APNs
  • LOWE M:182 B:3400 L:5
  • M:000182 T:G09400

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms12 Rooms
Units2 Units
Stories2 Stories
Building Area1,636 sqft Living Area
Gross Area2,874 sqft
1st Floor Area818 sqft
Basement Area578 sqft
Unfinished Basement578 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area4,792 sqft (0.11 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account NumberG09400
Street Address5 KINSMAN ST
CityLOWELL
StateMA
Zip01852-4113
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeTTF
Legal Block3400
Legal Lot Number5
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group1
Census Block1012
Census Tract312000

Owner

5 Kinsman St, a duplex, is owned by two individuals who bought it in October 2011.

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address377 BUTMAN RD, LOWELL, MA 01852-4305
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 24, 2011 · Amount on File
Deed SaleOct 24, 2011 · Amount on File
Prior SaleJun 1, 1999 · Amount on File
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Property Address5 KINSMAN ST, LOWELL, MA 01852-4113
Transaction TypeMortgage
Record UpdatedAug 27, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number36124-29
DateAug 12, 2021
Book Page36124/29
Instrument47672
Lender
NameMIDDLESEX SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueSep 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 5 Kinsman St was $5,261, up 4.5% from the year before.

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,261.00 (+4.53%)$463,500 (+5.73%) Land $127,900 Building $335,600$534,668
2025$5,033.00 (+8.35%)$438,400 (+12.41%) Land $119,600 Building $318,800
2024$4,645.00 (+7.52%)$390,000 (+12.13%) Land $107,900 Building $282,100
2023$4,320.00$347,800 Land $93,800 Building $254,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 Kinsman St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1979)
Most Recent ClaimJan 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 5 Kinsman St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWELL REGIONAL WATER UTILITY
serves 120,418 people · EPA ID MA3160000
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 744 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 2,000
Verizon
Fiber · Fixed Wireless
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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