5 Keystone St, Ruth, NV 89319 Property Records

White Pine County property record for 5 Keystone St, Ruth, NV 89319

Property Summary

Property Type	Mobile Home
Details	2 bd · 2 ba · 1,224 sqft · built 1992
Lot Size	0.161 acres (7,016 sqft)
Owner	Individual Name on File
Tax Bill	$36 (2023)
Deeds & Mortgages	Dec 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`003-111-13`

Property Details

APN / Parcel Number

Primary APN	`003-111-13`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,224 sqft Living Area

Exterior

Year Built	Built 1992
Exterior Material	Frame/Wood
Roof Material	Composition Shingle
Lot Area	7,016 sqft (0.161 acres)

Exterior Amenities

Patio Area	271 sqft
Fence	Fence
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	003-111-13
Street Address	5 KEYSTONE ST
City	RUTH
State	NV
Zip	89319-9103
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LOT 6 BLOCK 20 NEW RUTH TOWNSITE
Legal Subdivision	NEW RUTH TOWNSITE
Legal Block	20
Legal Lot Number	6
Jurisdiction	WHITE PINE NV
Township / Civil Division	RUTH
Census Block Group	4
Census Block	4207
Census Tract	970200

Owner

Source: White Pine County records · APN 003-111-13

Assessment roll updated January 1, 2023 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5 KEYSTONE ST, RUTH, NV 89319-9103
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 09, 2022
Deed Sale	Nov 09, 2022
Prior Sale	Nov 25, 2013
Deed Document Number	394950
Deed Book / Page	617 / 427
Record Updated	Jun 07, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITE PINE NV
Property Address	5 KEYSTONE ST, RUTH, NV 89319-9103
Transaction Type	Mortgage
Record Updated	Jan 20, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 KEYSTONE ST, RUTH, NV 89319-9103

Mortgage

Document Number	2025409360
Date	Dec 09, 2025
Instrument	2025-409360

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount Recorded
Term	60 Months
Due	Dec 30, 2030

Tax Assessment & Valuation

Source: White Pine County records · Assessment roll updated January 1, 2023 · Last verified August 2023

Property Jurisdictions

Type	Name
State	Nevada
County	White Pine County
Unified School District	White Pine County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$36.00 Widower's exemption	$19,555 (+8.16%) Land $1,915 Building $17,640	$55,873 (+8.16%) Land $5,472 Building $50,401
2022	$36.00 Widower's exemption	$18,079 Land $1,915 Building $16,164	$51,656 Land $5,472 Building $46,184

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, White Pine County (32033C), as of March 23, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 320339702004, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Moderate above 44% of the US · lower than 76% of Nevada
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	25 / 3

Based on FCC filings for 174 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NV0000164, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	RUTH WATER DISTRICT serves 470 people
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.