5 Kentucky, Irvine, CA 92606 Property Records

Orange County property record for 5 Kentucky, Irvine, CA 92606

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,853 sqft · built 1997
Lot Size	0.124 acres (5,400 sqft)
Owner	Company Name on Record
Last Sale	$850,000 (Dec 2004)
Tax Bill	$12,947 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Dec 2021 Transfer + 7 more
Flood Zone	Zone X (minimal risk)
APN	`449-501-41`

Property Details

APN / Parcel Number

Primary APN	`449-501-41`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,853 sqft Living Area

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Lot Area	5,400 sqft (0.124 acres)
Garage Area	419 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	5 KENTUCKY
City	IRVINE
State	CA
Zip	92606-1745
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 15233 BLK LOT 30
Legal Subdivision	TRACT NO 15233
Legal Tract	15233
Legal Lot Number	30
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	5
Census Block	5006
Census Tract	52527

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5 KENTUCKY, IRVINE, CA 92606-1745
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Dec 28, 2021	Intrafamily Transfer, Transfer
Oct 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
May 26, 2017	Deed of Trust, Mortgage · ARM PNC MORTGAGE LLC
Oct 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA
Apr 16, 2020	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jun 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 24, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Apr 28, 2017	Quit Claim Deed, Transfer BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 17, 2004 · Amount on Record
Deed Sale	Dec 17, 2004 · Amount on Record
Prior Sale	Feb 18, 1998 · Amount on Record
Deed Document Number	20041123933
Last Transfer Date	Dec 21, 2021
Transfer Doc	0000770256
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	5 KENTUCKY, IRVINE, CA 92606-1745
Transaction Type	Mortgage
Record Updated	Jul 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 KENTUCKY, IRVINE, CA 92606-1745

Mortgage

Document Number	0000239100
Date	Jul 7, 2022
Instrument	2022000239100

Lender

Name	PNC BANK NA
Type	Bank
Address	DAYTON, OH 45401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Jun 10, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Dec 28, 2021
Property Address	5 KENTUCKY, IRVINE, CA 92606-1745
Document Number	0000770256
Map Reference	MB 746 PG 32-37
Instrument Date	Dec 21, 2021
Instrument	2021000770256
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	5 KENTUCKY, IRVINE, CA 92606-1745

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	5 KENTUCKY, IRVINE, CA 92606-1745
Transaction Type	Mortgage
Record Updated	Oct 20, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000621253
Date	Oct 8, 2021
Instrument	2021000621253

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	5 KENTUCKY, IRVINE, CA 92606-1745
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	NATIONALTITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000215011
Date	May 26, 2017
Instrument	2017000215011

Lender

Name	PNC MORTGAGE LLC
Type	Lending Institution
Address	MIAMISBURG, OH 45342

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Jun 1, 2024
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	8%
Index	1-Year LIBOR
Max Rate	8%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	5 KENTUCKY, IRVINE, CA 92606-1745
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NORTH AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000405379
Date	Oct 17, 2019
Instrument	2019000405379

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Nov 1, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.87%
Index	1-Year LIBOR
Max Rate	7.87%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	5 KENTUCKY, IRVINE, CA 92606-1745
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000172011
Date	Apr 16, 2020
Instrument	2020000172011

Lender

Name	PNC BANK NA
Type	Bank
Address	DAYTON, OH 45401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Apr 14, 2060

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	5 KENTUCKY, IRVINE, CA 92606-1745
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000291438
Date	Jun 23, 2020
Instrument	2020000291438

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	5 KENTUCKY, IRVINE, CA 92606-1745
Document Number	0000477744
Instrument Date	Oct 24, 2017
Transaction Type	Mortgage
Record Updated	Aug 27, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 KENTUCKY IRVINE CA 926061745, IRVINE, CA 92606-1745

Mortgage

Document Number	0000477744
Date	Nov 10, 2017
Instrument	477744

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Apr 28, 2017
Property Address	5 KENTUCKY, IRVINE, CA 92606-1745
Document Number	0000171474
Instrument Date	Apr 21, 2017
Instrument	171474
Transaction Type	Transfer
Record Updated	Aug 18, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5 KENTUCKY IRVINE CA 926061745, IRVINE, CA 92606-1745

Mortgage

Document Number	171475
Date	Apr 28, 2017
Instrument	171475

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 27, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.37%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Irvine City
Unified School District	Irvine Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,246,725 (+2.63%) Land $817,537 Building $429,188
2025	$12,947.00 (+7.4%) Homeowner's exemption	$1,214,760 (+6.68%) Land $801,507 Building $413,253
2023	$12,055.00 (+1.9%) Homeowner's exemption	$1,138,678 Land $770,383 Building $368,295
2022	$11,830.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 869 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 500
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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