5 Kel Lori Dr, Salisbury, MA 01952 Property Records

Essex County and Salisbury Town property record for 5 Kel Lori Dr, Salisbury, MA 01952

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,778 sqft · built 1973
Lot Size	0.683 acres (29,743 sqft)
Owner	2 Individual Names on File
Last Sale	$317,000 (Oct 2009)
Tax Bill	$4,395 (2025)
Deeds & Mortgages	Sep 2020 Refinance Jan 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SALI M:12 P:68`

Property Details

APN / Parcel Number

Primary APN	`SALI M:12 P:68`
Alternative APN	`455/98&1`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,778 sqft Living Area
Gross Area	3,042 sqft
Basement Area	1,200 sqft
Finished Basement	600 sqft
Unfinished Basement	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	29,743 sqft (0.683 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	455/98 & 1
Street Address	5 KEL LORI DR
City	SALISBURY
State	MA
Zip	01952-1106
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Jurisdiction	SALISBURY MA
Township / Civil Division	SALISBURY
Census Block Group	4
Census Block	4004
Census Tract	267102

Owner

5 Kel Lori Dr is owned and occupied by two individuals who acquired it in January 2019.

Source: Essex County and Salisbury Town records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5 KEL LORI DR, SALISBURY, MA 01952-1106
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance ONE AMERICAN MORTGAGE
Jan 22, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
Jan 23, 2019	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2009 · Amount on File
Deed Sale	Oct 28, 2009 · Amount on File
Prior Sale	Jun 28, 2002 · Amount on File
Deed Book / Page	29023 / 522
Last Transfer Date	Jan 17, 2019
Transfer Doc	37287-592
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALISBURY MA
Property Address	5 KEL LORI DR, SALISBURY, MA 01952-1106
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38990-488
Date	Sep 29, 2020
Book Page	38990/488
Instrument	20200929000470

Lender

Name	ONE AMERICAN MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2035

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALISBURY MA
Property Address	5 KEL LORI DR, SALISBURY, MA 01952-1106
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38206-237
Date	Jan 22, 2020
Book Page	38206/237
Instrument	20200122000910

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2035

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SALISBURY MA
Recording Date	Jan 23, 2019
Property Address	5 KEL LORI DR, SALISBURY, MA 01952-1106
Document Number	37287-592
Book / Page	037287 / 000592
Instrument Date	Jan 17, 2019
Instrument	1901232370
Transaction Type	Transfer
Record Updated	Feb 13, 2019

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5 KEL LORI DR SALISBURY MA 019521106, SALISBURY, MA 01952-1106

Tax Assessment & Valuation

The 2025 property tax bill for 5 Kel Lori Dr was $4,395, up 1.6% from the year before.

Source: Essex County and Salisbury Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Salisbury Town
Unified School District	Triton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,395.00 (+1.62%)	$436,000 (+5.34%) Land $185,600 Building $250,400	$633,935
2024	$4,325.00 (+3.07%)	$413,900 (+6.54%) Land $171,300 Building $242,600
2023	$4,196.00	$388,500 Land $171,300 Building $217,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 Kel Lori Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Kel Lori Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALISBURY WATER DIVISION serves 9,334 people · EPA ID MA3259000
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Breezeline Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Fidium Fiber.

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