Westerly Town property record for 5 Kathleen Dr, Westerly, RI 02891
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 3 bd · 2 ba · 1,200 sqft · built 1967 |
| Lot Size | 0.247 acres (10,768 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $400,000 (Mar 2018) |
| Tax Bill | $5,306 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Mar 2018 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | WEST M:164 B:51 |
| Primary APN | WEST M:164 B:51 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,200 sqft Living Area |
| Gross Area | 2,604 sqft |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Ranch |
| Exterior Material | Combination |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,768 sqft (0.247 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | 3318725 |
|---|---|
| Street Address | 5 KATHLEEN DR |
| City | WESTERLY |
| State | RI |
| Zip | 02891-5217 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Block | 51 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 51000 |
Source: Westerly Town records · APN WEST M:164 B:51
Assessment roll updated June 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 35 COLONIAL DR, TRUMBULL, CT 06611-1505 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CROSS CNTRY MTG |
| Mar 09, 2018 | Grant Deed, Transfer · Conventional with PMI SEMPER HM LOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 09, 2018 · Amount on Record |
| Deed Sale | Mar 09, 2018 · Amount on Record |
| Prior Sale | Oct 20, 1997 · Amount on Record |
| Deed Document Number | 2018926 |
| Deed Book / Page | 2018 / 3561 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 5 KATHLEEN DR, WESTERLY, RI 02891-5217 |
| Document Number | 2020-7625 |
| Instrument Date | Aug 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5 KATHLEEN DR WESTERLY RI 028915217, WESTERLY, RI 02891-5217 |
| Document Number | 2020-7625 |
|---|---|
| Date | Aug 31, 2020 |
| Book Page | 002020/017625 |
| Instrument | 4063 |
| Name | CROSS CNTRY MTG |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 30, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Mar 09, 2018 |
| Property Address | 5 KATHLEEN DR, WESTERLY, RI 02891-5217 |
| Document Number | 2018-3561 |
| Book / Page | 002018 / 003561 |
| Instrument Date | Mar 09, 2018 |
| Instrument | 926 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2018 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $400.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 35 COLONIAL DR TRUMBULL CT 066111505, TRUMBULL, CT 06611-1505 |
| Document Number | 2018-3567 |
|---|---|
| Date | Mar 09, 2018 |
| Book Page | 002018/003567 |
| Instrument | 927 |
| Name | SEMPER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 08, 2048 |
Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,306.00 (-0.86%) | $746,300 (+34.15%) Land $540,200 Building $206,100 |
| 2023 | $5,352.00 (+0.64%) | $556,300 (-) Land $385,800 Building $170,500 |
| 2022 | $5,318.00 | $556,300 Land $385,800 Building $170,500 |
Source: FEMA National Flood Hazard Layer, County delivery 44009C, as of December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440090510001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 456 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 506 units insured incl. 50 condo units |
| Nearby Flood Claims | 157 (1978–2024) |
| Claims Outside the SFHA | 22 of 157 |
| Most Recent Claim | Jan 2024 · Severe Storms And Flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 97% of the US · lower than 91% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
Based on FCC filings for 161 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system RI1559512, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WESTERLY WATER DEPARTMENT serves 35,298 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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