Putnam County and Philipstown Town property record for 5 Juniper Hill Rd, Garrison, NY 10524
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 580 sqft · built 1950 |
| Lot Size | 4.67 acres (203,861 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,250,000 (Sep 2023) |
| Deeds & Mortgages | Sep 2025 Mortgage Sep 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 372689 81.-1-11 |
| Primary APN | 372689 81.-1-11 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 580 sqft Living Area |
| 1st Floor Area | 580 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Architectural Style | Cottage |
| Exterior Material | Concrete |
| Foundation Type | Raised |
| Lot Area | 203,861 sqft (4.67 acres) |
| Lot Width | 50 ft Width |
| Porch | Finished/Screened Porch |
| Porch Area | 280 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Old Parcel Number | 268908100000010110000000 |
|---|---|
| Street Address | 5 JUNIPER HILL RD |
| City | GARRISON |
| State | NY |
| Zip | 10524-3034 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R80 |
| Legal Description | LAND & RESIDENCE |
| Legal Subdivision | JOHN & ROSEMARY JANDRUCKO SUB |
| Legal Block | 1 |
| Legal Lot Number | 11.000 |
| Jurisdiction | PUTNAM NY |
| Township / Civil Division | PHILIPSTOWN |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 10800 |
Source: Putnam County and Philipstown Town records, as of February 23, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5 JUNIPER HILL RD, GARRISON, NY 10524-3034 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 26, 2025 | Deed of Trust, Mortgage · Conventional Mortgage M & T BANK |
| Sep 26, 2023 | Bargain and Sale Deed, Transfer · Seller Carry-Back HIRAM ARNAUD |
| Feb 17, 2021 | Deed, Transfer RE TITLE AGENCY LLC, RG TITLE AGENCY LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 26, 2023 · Amount on Record |
| Deed Sale | Sep 26, 2023 · Amount on Record |
| Prior Sale | Feb 17, 2021 · Amount on Record |
| Deed Document Number | 0000233347 |
| Deed Book / Page | 2333 / 47 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 5 JUNIPER HILL RD, GARRISON, NY 10524-3034 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Title Company | CATIC TITLE INSURANCE COMPANY, CATIC TITLE INSURANCE CO |
| Name | Verified Name |
|---|---|
| Address | 5 JUNIPER HILL RD, GARRISON, NY 10524-3034 |
| Document Number | 0080240158 |
|---|---|
| Date | Sep 26, 2025 |
| Book Page | 8024/158 |
| Instrument | 5838-2025 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.12% |
| Type Change Date | Oct 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 11.1% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 11.1% |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | PUTNAM NY |
| Recording Date | Sep 26, 2023 |
| Property Address | 5 JUNIPER HILL RD, GARRISON, NY 10524-3034 |
| Document Number | 0023330047 |
| Book / Page | 2333 / 47 |
| Map Reference | MAP 1804 |
| Instrument Date | Sep 19, 2023 |
| Instrument | 5497-2023 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2023 |
| Title Company | RE TITLE AGENCY LLC, RG TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,000.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 171 AVERY RD, GARRISON, NY 10524-4109 |
| Name | Verified Name |
|---|---|
| Address | 8 COMMONWEALTH AVE, NEWBURGH, NY 12550-1403 |
| Document Number | 0007814166 |
|---|---|
| Date | Sep 26, 2023 |
| Instrument | 7814/166 |
| Name | HIRAM ARNAUD |
|---|---|
| Type | Seller |
| Type | Seller Carry-Back |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | PUTNAM NY |
| Recording Date | Feb 17, 2021 |
| Property Address | 5 JUNIPER HILL RD, GARRISON, NY 10524-3034 |
| Document Number | 0022010122 |
| Book / Page | 2201 / 122 |
| Map Reference | MAP 1804 |
| Instrument Date | Feb 16, 2021 |
| Instrument | 2127-2021 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | RE TITLE AGENCY LLC, RG TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,600.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 116 CENTRAL PARK S, 116, NEW YORK, NY 10019-1559 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 171 AVERY RD, GARRISON, NY 10524-4109 |
Source: Putnam County and Philipstown Town assessment roll, as of May 31, 2023
| Type | Name |
|---|---|
| State | New York |
| County | Putnam County |
| County Subdivision | Philipstown Town |
| Unified School District | Garrison Union Free School District (KG - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2023 | $302,250 (-) Land $227,800 Building $74,450 | $858,177 (+11.73%) Land $646,791 Building $211,386 |
| 2022 | $302,250 Land $227,800 Building $74,450 | $768,107 Land $578,907 Building $189,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 11 (2011–2023) |
| Claims Outside the SFHA | 10 of 11 |
| Most Recent Claim | Jul 2023 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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