5 Joseph Ave, Dracut, MA 01826 Property Records

Middlesex County and Dracut Town property record for 5 Joseph Ave, Dracut, MA 01826

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,400 sqft · built 1996
Lot Size0.115 acres (5,000 sqft)
Owner2 Individual Names on File
Last Sale$322,000 (Oct 2004)
Tax Bill$4,716 (2026)
Deeds & MortgagesSep 2020 Refinance
Flood ZoneZone X (minimal risk)
APNDRAC M:71 B:23 L:62

Property Details

APN / Parcel Number

Primary APNDRAC M:71 B:23 L:62
Alternative APN
  • M:0071 B:0023 L:0062

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,400 sqft Living Area
Gross Area2,302 sqft
1st Floor Area672 sqft
Basement Area672 sqft
Unfinished Basement672 sqft

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,000 sqft (0.115 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address5 JOSEPH AVE
CityDRACUT
StateMA
Zip01826-5760
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Block23
Legal Lot Number62
JurisdictionDRACUT MA
Township / Civil DivisionDRACUT
Census Block Group4
Census Block4000
Census Tract314301

Owner

5 Joseph Ave is owned and occupied by two individuals who bought it in October 2004.

Source: Middlesex County and Dracut Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address5 JOSEPH AVE, DRACUT, MA 01826-5760
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 22, 2004 · Amount on File
Deed SaleOct 22, 2004 · Amount on File
Prior SaleNov 6, 1996 · Amount on File
Deed Document Number200478949
Deed Book / Page17982 / 286
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDRACUT MA
Property Address5 JOSEPH AVE, DRACUT, MA 01826-5760
Transaction TypeMortgage
Record UpdatedMar 15, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number34663-268
DateSep 23, 2020
Book Page34663/268
Instrument46297
Lender
NameHARBORONE MORTGAGE
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueOct 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 5 Joseph Ave was $4,716, up 1.5% from the year before.

Source: Middlesex County and Dracut Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionDracut Town
Unified School DistrictDracut School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,716.00 (+1.48%)$487,700 (+6.21%) Land $194,100 Building $293,600$513,190 (-)
2025$4,647.00 (+1.37%)$459,200 (+4.67%) Land $178,100 Building $281,100$513,190 (+2.25%)
2024$4,584.00 (+3.27%)$438,700 (+14.45%) Land $169,600 Building $269,100$501,885
2023$4,439.00$383,300 Land $147,500 Building $235,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 Joseph Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 5 Joseph Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKENWOOD WATER DISTRICT
serves 9,620 people · EPA ID MA3079001
Water SourcePurchased surface water from several systems
Last State InspectionSep 2024
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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