Monroe County property record for 5 Jones St, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 576 sqft · built 1995 |
| Lot Size | 1.03 acres (45,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $18,000 (Oct 1989) |
| Tax Bill | $1,515 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 00541600-000000 |
| Primary APN | 00541600-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 576 sqft Living Area |
| 1st Floor Area | 576 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Foundation Type | Pile |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 45,000 sqft (1.03 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Porch | Open Porch |
| Porch Area | 288 sqft |
| Patio Area | 576 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air |
| Account Number | 1665096 |
|---|---|
| Old Parcel Number | 28613900541600000000 |
| Street Address | 5 JONES ST |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-4429 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N CAROLINA OCEAN BEACH FISHING CLUB PB1-93 KEY LARGO LOT 1 & LOTS 3 &5 BK 4 J2-100 CASE #83-102-CP-23 OR876-1325 OR876-1326 |
| Legal Range | 39E |
| Legal Township | 61S |
| Legal Section | 28 |
| Legal Subdivision | NORTH CAROLINE BEACH FISHING CLUB |
| Legal Block | 4 |
| Legal Lot Number | 1,3,5 5 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 970500 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
5 Jones St is owned and occupied by an individual who bought it in October 1989.
Source: Monroe County records, as of December 5, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5 JONES ST, KEY LARGO, FL 33037-4429 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 1, 1989 · Amount on File |
| Deed Sale | Oct 1, 1989 · Amount on File |
| Deed Document Number | 0001109865 |
| Record Updated | Jun 8, 2026 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $168,257 | $619,519 Land $513,788 Building $105,731 | |
| 2024 | $1,515.00 (+8.84%) | ||
| 2023 | $1,392.00 (+5.78%) Homeowner's exemption | $158,754 (+3%) | $840,285 (+29.73%) Land $744,900 Building $95,385 |
| 2022 | $1,316.00 Homeowner's exemption | $154,131 | $647,709 Land $552,263 Building $95,446 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5 Jones St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 595 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 839 units insured incl. 244 condo units |
| Nearby Flood Claims | 304 (1983–2025) |
| Claims Outside the SFHA | 8 of 304 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
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Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5 Jones St is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: T-Mobile, Verizon.
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