James City County property record for 5 Jonathan Ct, Toano, VA 23168
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,652 sqft · built 2000 |
| Lot Size | 0.414 acres (18,077 sqft) |
| Owner | Individual Name on File |
| Last Sale | $399,000 (Nov 2025) |
| Tax Bill | $1,847 (2019) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage May 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-2 04-0-0025 |
| Primary APN | 22-2 04-0-0025 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 1,652 sqft Living Area |
| Year Built | Built 2000 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Material | Composition Shingle |
| Lot Area | 18,077 sqft (0.414 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 112 sqft |
| Patio Area | 112 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 272 |
|---|---|
| Street Address | 5 JONATHAN CT |
| City | TOANO |
| State | VA |
| Zip | 23168-9013 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 LIMITED RESIDENTIAL |
| Legal Description | L-25 S-1 HUNTERS CREEK |
| Legal Subdivision | HUNTERS CREEK |
| Legal Lot Number | 25 |
| Jurisdiction | JAMES CITY VA |
| Township / Civil Division | STONEHOUSE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 80402 |
Source: James City County assessment roll, as of January 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 5 JONATHAN CT, TOANO, VA 23168-9013 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 5, 2025 | Bargain and Sale Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE |
| May 2, 2022 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 5, 2025 · Amount on Record |
| Deed Sale | Nov 5, 2025 · Amount on Record |
| Prior Sale | May 2, 2022 · Amount on Record |
| Deed Document Number | 202515481 |
| Record Updated | Jun 8, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Recording Date | Nov 5, 2025 |
| Property Address | 5 JONATHAN CT, TOANO, VA 23168-9013 |
| Document Number | 0202515481 |
| Map Reference | MB 40 PG 33 |
| Instrument Date | Oct 28, 2025 |
| Instrument | 202515481 |
| Transaction Type | Transfer |
| Record Updated | Dec 3, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $399.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 5 JONATHAN CT, TOANO, VA 23168-9013 |
| Document Number | 0202515482 |
|---|---|
| Date | Nov 5, 2025 |
| Instrument | 202515482 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.37% |
| Type Change Date | Dec 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 5.37% |
| Max Rate At Change | 9.37% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 12.3% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Recording Date | May 2, 2022 |
| Property Address | 5 JONATHAN CT, TOANO, VA 23168-9013 |
| Document Number | 0202207043 |
| Instrument Date | Apr 26, 2022 |
| Instrument | 202207043 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2022 |
| Title Company | BARRISTERS SETTLEMENT AND TITLE, BARRISTERS SETLEMENT & TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0202207044 |
|---|---|
| Date | May 2, 2022 |
| Instrument | 202207044 |
| Name | UNITED WHOLESALE MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: James City County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | James City County |
| Unified School District | James City County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $328,200 (+29.01%) Land $65,500 Building $262,700 | $328,200 (+29.01%) Land $65,500 Building $262,700 | |
| 2023 | $254,400 Land $60,100 Building $194,300 | $254,400 Land $60,100 Building $194,300 | |
| 2019 | $1,847.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
May also be available: Shenandoah Telecommunications Company, T-Mobile USA, Verizon.
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