Worcester County and Holden Town property record for 5 John St, Holden, MA 01520
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,075 sqft · built 1950 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Last Sale | $421,000 (Oct 2023) |
| Tax Bill | $4,946 (2026) |
| Deeds & Mortgages | Aug 2021 Refinance Oct 2023 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | HOLD M:202 B:25 |
| Primary APN | HOLD M:202 B:25 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,075 sqft Living Area |
| Gross Area | 2,652 sqft |
| 1st Floor Area | 824 sqft |
| Attic | Attic |
| Attic Area | 768 sqft |
| Basement Area | 768 sqft |
| Unfinished Basement | 768 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 9921 |
|---|---|
| Street Address | 5 JOHN ST |
| City | HOLDEN |
| State | MA |
| Zip | 01520-2413 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Block | 25 |
| Jurisdiction | HOLDEN MA |
| Township / Civil Division | HOLDEN |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 728200 |
5 John St is owned and occupied by an individual who bought it in October 2023.
Source: Worcester County and Holden Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5 JOHN ST, HOLDEN, MA 01520-2413 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 16, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NORTHEAST HOME LOAN |
| Oct 10, 2023 | Quit Claim Deed, Transfer |
| Aug 16, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NORTHEAST HOME LOAN |
| Aug 3, 2018 | Quit Claim Deed, Transfer CAPE COD FIVE CENTS SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 10, 2023 · Amount on File |
| Deed Sale | Oct 10, 2023 · Amount on File |
| Prior Sale | Aug 3, 2018 · Amount on File |
| Deed Book / Page | 69741 / 360 |
| Prior Transfer Date | Oct 5, 2023 |
| Prior Transfer Doc | 069741-360 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOLDEN MA |
| Property Address | 5 JOHN ST, HOLDEN, MA 01520-2413 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 065842-101 |
|---|---|
| Date | Aug 16, 2021 |
| Book Page | 65842/101 |
| Instrument | 114554 |
| Name | NORTHEAST HOME LOAN |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HOLDEN MA |
| Recording Date | Oct 10, 2023 |
| Property Address | 5 JOHN ST, HOLDEN, MA 01520-2413 |
| Document Number | 069741-360 |
| Book / Page | 69741 / 360 |
| Instrument Date | Oct 5, 2023 |
| Instrument | 84286 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5 JOHN ST, HOLDEN, MA 01520-2413 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOLDEN MA |
| Property Address | 5 JOHN ST, HOLDEN, MA 01520-2413 |
| Transaction Type | Mortgage |
| Record Updated | Sep 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 65842-101 |
|---|---|
| Date | Aug 16, 2021 |
| Book Page | 65842/101 |
| Instrument | 114554 |
| Name | NORTHEAST HOME LOAN |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HOLDEN MA |
| Recording Date | Aug 3, 2018 |
| Property Address | 5 JOHN ST, HOLDEN, MA 01520-2413 |
| Document Number | 59208-104 |
| Book / Page | 59208 / 104 |
| Instrument | 80783 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $33.14 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 5 JOHN ST, HOLDEN, MA 01520-2413 |
| Document Number | 592080107 |
|---|---|
| Date | Aug 3, 2018 |
| Instrument | 59208/0107 |
| Name | CAPE COD FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Aug 3, 2048 |
The 2026 property tax bill for 5 John St was $4,946, up 2.7% from the year before.
Source: Worcester County and Holden Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Holden Town |
| Unified School District | Wachusett School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,946.00 (+2.66%) | $366,900 (+5.55%) Land $137,700 Building $229,200 | $409,524 (+12.06%) |
| 2025 | $4,818.00 (+10.89%) | $347,600 (+13.19%) Land $131,100 Building $216,500 | $365,465 |
| 2024 | $4,345.00 (+6.44%) | $307,100 (+12.78%) Land $127,200 Building $179,900 | |
| 2023 | $4,082.00 | $272,300 Land $110,600 Building $161,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5 John St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5 John St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLDEN WATER DIVISION, DPW serves 18,016 people · EPA ID MA2134000 |
|---|---|
| Water Source | Purchased surface water from WORCESTER DPWP, WATER SUPPLY DIVISION |
| Last State Inspection | Nov 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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