Flagler County property record for 5 John Bulow Cir, Flagler Beach, FL 32136
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,471 sqft · built 1993 |
| Lot Size | 0.657 acres (28,597 sqft) |
| Owner | Trust Name on File |
| Last Sale | $361,500 (Apr 2016) |
| Tax Bill | $4,297 (2025) |
| Deeds & Mortgages | Aug 2023 Line of Credit Sep 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 37-12-31-5625-00000-0370 |
| Primary APN | 37-12-31-5625-00000-0370 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,471 sqft Living Area |
| Gross Area | 3,289 sqft |
| 1st Floor Area | 2,471 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 28,597 sqft (0.657 acres) |
| Driveway | Concrete Driveway |
| Driveway Area | 754 sqft |
| Pool Area | 450 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 5 JOHN BULOW CIR |
|---|---|
| City | FLAGLER BEACH |
| State | FL |
| Zip | 32136-4900 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | SUGAR MILL PLANTATION PHASE I LOT 37 OR 482 PG 476 OR 705 PG 1987-DC OR 755 PG 1627 OR 810 PG 726-CD OR 1272 PG 685 OR 1951/940 OR 1990/1951 OR 2122/949 OR 2304/1814- WATSON TRUST |
| Legal Range | 31E |
| Legal Township | 12S |
| Legal Section | 37 |
| Legal Subdivision | SUGAR MILL PLANTATION PHASE I |
| Legal Phase | 1 |
| Legal Lot Number | 37 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | FLAGLER BEACH |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 60304 |
5 John Bulow Cir is owner-occupied and held in a trust since April 2016.
Source: Flagler County records, as of December 8, 2025
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 5 JOHN BULOW CIR, FLAGLER BEACH, FL 32136-4900 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 9, 2023 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Sep 7, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 15, 2016 · Amount on File |
| Deed Sale | Apr 15, 2016 · Amount on File |
| Prior Sale | Feb 21, 2014 · Amount on File |
| Deed Document Number | 201611064 |
| Deed Book / Page | 2122 / 949 |
| Prior Transfer Date | Jun 26, 2013 |
| Prior Transfer Doc | 0019510940 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 5 JOHN BULOW CIR, FLAGLER BEACH, FL 32136-4900 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2023 |
| Name | Verified Name |
|---|---|
| Address | 5 JOHN BULOW CIR, FLAGLER BEACH, FL 32136-4900 |
| Document Number | 0028030598 |
|---|---|
| Date | Aug 9, 2023 |
| Book Page | 2803/598 |
| Instrument | 2023034504 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Aug 8, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Sep 7, 2018 |
| Property Address | 5 JOHN BULOW CIR, FLAGLER BEACH, FL 32136-4900 |
| Document Number | 0023041814 |
| Book / Page | 002304 / 001814 |
| Instrument Date | Aug 17, 2018 |
| Instrument | 34121 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 5 JOHN BULOW CIR FLAGLER BEACH FL 321364900, FLAGLER BEACH, FL 32136-4900 |
The 2025 property tax bill for 5 John Bulow Cir was $4,297 with a homeowner's exemption, down 6.8% from the year before.
Source: Flagler County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,297.00 (-6.77%) Homeowner's exemption | $346,047 | $509,368 Land $156,000 Building $353,368 |
| 2024 | $4,609.00 (+2.22%) | ||
| 2023 | $4,509.00 (+5.15%) Homeowner's exemption | $326,500 (+3%) | $517,690 (+3.73%) Land $174,500 Building $343,190 |
| 2022 | $4,288.00 Homeowner's exemption | $316,991 | $499,079 Land $170,000 Building $329,079 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5 John Bulow Cir in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 64 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 64 in force |
| Nearby Flood Claims | 8 (2016–2024) |
| Claims Outside the SFHA | 5 of 8 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5 John Bulow Cir is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · lower than 66% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOSCANA SUBDIVISION public/private · serves 67 people · EPA ID FL3644157 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Also Mapped Here | VC/HALIFAX PLANTATION (WTP-8) |
| Lead | 5 ppb (2024) action level 15 ppb |
| Copper | 1.96 mg/L (2023) action level 1.3 mg/L |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes resolved · Jan 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fiber · Fixed Wireless | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Metronet, Verizon.
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