5 Joelle Ter, Hadley, MA 01035 Property Records

Hampshire County and Hadley Town property record for 5 Joelle Ter, Hadley, MA 01035

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,785 sqft · built 1996
Lot Size	1.05 acres (46,117 sqft)
Owner	2 Individual Names on Record
Last Sale	$153,500 (Oct 1996)
Tax Bill	$6,517 (2026)
Deeds & Mortgages	Nov 2021 Line of Credit Jan 2019 Line of Credit
APN	`HADL M:0006B B:0060E L:0000`

Property Details

APN / Parcel Number

Primary APN	`HADL M:0006B B:0060E L:0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,785 sqft Living Area
Gross Area	3,200 sqft
Basement Area	1,054 sqft
Unfinished Basement	1,054 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2002
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Mansard
Roof Material	Asphalt
Lot Area	46,117 sqft (1.05 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	5 JOELLE TER
City	HADLEY
State	MA
Zip	01035-9679
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Block	60E
Jurisdiction	HADLEY MA
Township / Civil Division	HADLEY
Census Block Group	2
Census Block	2006
Census Tract	821400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	North Hadley Historic District listed 1993 · 149 contributing resources · NRIS 93001475

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hampshire County and Hadley Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5 JOELLE TER, HADLEY, MA 01035-9679
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Jan 18, 2019	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 1996 · Amount on Record
Deed Sale	Oct 15, 1996 · Amount on Record
Deed Book / Page	4992 / 65
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HADLEY MA
Property Address	5 JOELLE TER, HADLEY, MA 01035-9679
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	14344-292
Date	Nov 12, 2021
Book Page	14344/292
Instrument	28204

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Dec 1, 2046

Interest

Rate Type	Adjustable Rate

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HADLEY MA
Property Address	5 JOELLE TER, HADLEY, MA 01035-9679
Document Number	13195-82
Instrument Date	Jan 18, 2019
Transaction Type	Mortgage
Record Updated	Feb 26, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 JOELLE TER HADLEY MA 010359679, HADLEY, MA 01035-9679

Mortgage

Document Number	13195-82
Date	Feb 6, 2019
Book Page	013195/000082
Instrument	2078

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hampshire County and Hadley Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
County Subdivision	Hadley Town
Unified School District	Hadley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,517.00 (+26.1%)	$568,700 (+27.97%) Land $146,800 Building $421,900	$642,659 (+28.8%)
2025	$5,168.00 (+5.6%)	$444,400 (+3.42%) Land $133,600 Building $310,800	$498,940 (+1.63%)
2024	$4,894.00 (-1.31%)	$429,700 (-) Land $133,600 Building $296,100	$490,960
2023	$4,959.00	$429,700 Land $133,600 Building $296,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HADLEY DPW WATER DIVISION serves 4,819 people · EPA ID MA1117002
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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