Essex County and Marblehead Town property record for 5 Joel Rd, Marblehead, MA 01945
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 2,794 sqft · built 1968 |
| Lot Size | 0.211 acres (9,209 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $900,000 (Jan 2006) |
| Tax Bill | $13,002 (2025) |
| Deeds & Mortgages | Jun 2026 Second Mortgage Sep 2021 Line of Credit + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | MARB M:0045 B:0027 L:0 |
| Primary APN | MARB M:0045 B:0027 L:0 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,794 sqft Living Area |
| Gross Area | 4,032 sqft |
| Basement Area | 1,456 sqft |
| Unfinished Basement | 1,238 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,209 sqft (0.211 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Radiant |
|---|---|
| Heating Fuel | Electric |
| Street Address | 5 JOEL RD |
|---|---|
| City | MARBLEHEAD |
| State | MA |
| Zip | 01945-2712 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR |
| Legal Block | 27 |
| Jurisdiction | MARBLEHEAD MA |
| Township / Civil Division | MARBLEHEAD |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 203100 |
Source: Essex County and Marblehead Town records · APN MARB M:0045 B:0027 L:0
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5 JOEL RD, MARBLEHEAD, MA 01945-2712 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jun 15, 2026 | Quit Claim Deed, Transfer · Stand-Alone Second Mortgage Quitclaim |
| Sep 14, 2021 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Jan 27, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Jun 24, 2019 | Deed of Trust, Mortgage · ARM JPMORGAN CHASE BANK NA |
| Jan 27, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Jan 27, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Feb 24, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 12, 2006 · Amount on Record |
| Deed Sale | Jan 12, 2006 · Amount on Record |
| Prior Sale | Jan 31, 2002 · Amount on Record |
| Deed Book / Page | 25280 / 192 |
| Last Transfer Date | Nov 13, 2020 |
| Transfer Doc | 0039462-94 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Recording Date | Jun 15, 2026 |
| Property Address | 5 JOEL RD, MARBLEHEAD, MA 01945-2712 |
| Document Number | 0000004710 |
| Book / Page | 43446 / 177 |
| Instrument Date | Jun 15, 2026 |
| Instrument | 20264710 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 5 JOEL RD, MARBLEHEAD, MA 01945-2712 |
| Date | Jun 15, 2026 |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 5 JOEL RD, MARBLEHEAD, MA 01945-2712 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 040273-552 |
|---|---|
| Date | Sep 14, 2021 |
| Book Page | 40273/552 |
| Instrument | 20210914000700 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Oct 01, 2046 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 5 JOEL RD, MARBLEHEAD, MA 01945-2712 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0039462-97 |
|---|---|
| Date | Jan 27, 2021 |
| Book Page | 39462/97 |
| Instrument | 20210127005120 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Feb 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 5 JOEL RD, MARBLEHEAD, MA 01945-2712 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 37611-363 |
|---|---|
| Date | Jun 24, 2019 |
| Book Page | 37611/363 |
| Instrument | 20190624004540 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Jul 01, 2029 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Recording Date | Jan 27, 2021 |
| Property Address | 5 JOEL RD, MARBLEHEAD, MA 01945-2712 |
| Document Number | 0039462-94 |
| Book / Page | 39462 / 94 |
| Instrument Date | Nov 13, 2020 |
| Instrument | 20210127005110 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 5 JOEL RD, MARBLEHEAD, MA 01945-2712 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Recording Date | Jan 27, 2021 |
| Property Address | 5 JOEL RD, MARBLEHEAD, MA 01945-2712 |
| Document Number | 39462-119 |
| Book / Page | 39462 / 119 |
| Instrument Date | Nov 13, 2020 |
| Instrument | 20210127005140 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5 JOEL RD, MARBLEHEAD, MA 01945-2712 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Recording Date | Feb 24, 2020 |
| Property Address | 5 JOEL RD, MARBLEHEAD, MA 01945-2712 |
| Document Number | 38280-26 |
| Book / Page | 038280 / 000026 |
| Instrument Date | Feb 13, 2020 |
| Instrument | 24000440 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 5 JOEL RD MARBLEHEAD MA 019452712, MARBLEHEAD, MA 01945-2712 |
Source: Essex County and Marblehead Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Marblehead Town |
| Unified School District | Marblehead School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,002.00 (-1.98%) | $1,436,700 (-2.96%) Land $843,300 Building $593,400 | $1,423,480 |
| 2024 | $13,265.00 (+21.47%) | $1,480,500 (+35.58%) Land $908,100 Building $572,400 | |
| 2023 | $10,920.00 | $1,092,000 Land $635,700 Building $456,300 |
Source: FEMA National Flood Hazard Layer as of July 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 14 (1978–2013) |
| Claims Outside the SFHA | 7 of 14 |
| Most Recent Claim | Dec 2013 · river or lake flooding |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
May also be available: AT&T, T-Mobile USA.
Based on FCC filings for 445 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MARBLEHEAD WATER DEPT. (MWRA) serves 20,441 people |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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