Monmouth County and Spring Lake Borough property record for 5 Jersey Ln, Spring Lake, NJ 07762
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 3,735 sqft · built 1983 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $765,000 (Oct 2013) |
| Tax Bill | $13,676 (2025) |
| Deeds & Mortgages | Oct 2022 Construction Loan May 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 47-00072-01-00012-03 |
| Primary APN | 47-00072-01-00012-03 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 3,735 sqft Living Area |
| 1st Floor Area | 1,452 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Deck Area | 336 sqft |
| Patio Area | 256 sqft |
| Shed | 1 Shed |
| Shed Area | 112 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Old Parcel Number | 4707201000001203 |
|---|---|
| Street Address | 5 JERSEY LN |
| City | SPRING LAKE |
| State | NJ |
| Zip | 07762-1973 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF05 |
| Legal Subdivision | OSPREY |
| Legal Block | 72.1 |
| Legal Lot Number | 12.3 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | SPRING LAKE |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 809100 |
5 Jersey Ln is owned by two individuals who acquired it in March 2015.
Source: Monmouth County and Spring Lake Borough records, as of July 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 140 E 72ND ST, 68C, NEW YORK, NY 10021-4381 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 28, 2022 | Deed of Trust, Mortgage · Construction Mortgage MANASQUAN BANK |
| May 11, 2019 | Deed of Trust, Mortgage · Line of Credit US BK |
| Feb 10, 2017 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 22, 2013 · Amount on File |
| Deed Sale | Oct 22, 2013 · Amount on File |
| Prior Sale | Jul 12, 1994 · Amount on File |
| Deed Document Number | 2013116725 |
| Deed Book / Page | 9042 / 44 |
| Last Transfer Date | Mar 24, 2015 |
| Transfer Doc | 0091061716 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 5 JERSEY LN, SPRING LAKE, NJ 07762-1973 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2022 |
| Title Company | ANCHOR TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 140 E 72ND ST, NEW YORK, NY 10021-4381 |
| Document Number | 0096219041 |
|---|---|
| Date | Oct 28, 2022 |
| Book Page | 9621/9041 |
| Instrument | 2022107238 |
| Name | MANASQUAN BANK |
|---|---|
| Type | Bank |
| Address | MANASQUAN, NJ 08736 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 15, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
| Type Change Date | Oct 15, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 4.62% |
| Max Rate At Change | 6.62% |
| Index | 1-Year T-Bill |
| Max Rate | 9.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 5 JERSEY LN, SPRING LAKE, NJ 07762-1973 |
| Document Number | 0000062412 |
| Instrument Date | May 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2019 |
| Title Company | SOLIDIFI TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 5 JERSEY LN SPRING LAKE NJ 077621973, SPRING LAKE, NJ 07762-1973 |
| Document Number | 0000062412 |
|---|---|
| Date | Jul 15, 2019 |
| Book Page | 009357/006651 |
| Instrument | 62412 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OSHKOSH, WI 54902 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 14, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 5 JERSEY LN, SPRING LAKE, NJ 07762-1973 |
| Document Number | 0000019423 |
| Instrument Date | Feb 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2018 |
| Title Company | TITLEVEST AGENCY INC |
| Name | Verified Name |
|---|---|
| Address | 5 JERSEY LN SPRING LAKE NJ 077621973, SPRING LAKE, NJ 07762-1973 |
| Document Number | 0000019423 |
|---|---|
| Date | Feb 21, 2017 |
| Book Page | 009214/000760 |
| Instrument | 19423 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 20, 2032 |
The 2025 property tax bill for 5 Jersey Ln was $13,676, up 69.9% from the year before.
Source: Monmouth County and Spring Lake Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Spring Lake Borough |
| Unified School District | Spring Lake Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,182,300 (+6.34%) Land $1,628,000 Building $1,554,300 | $3,182,300 (+6.34%) Land $1,628,000 Building $1,554,300 | |
| 2025 | $13,676.00 (+69.93%) | $2,992,500 Land $1,503,000 Building $1,489,500 | $2,992,500 Land $1,503,000 Building $1,489,500 |
| 2024 | $8,048.00 | ||
| 2023 | $1,439,600 Land $1,178,000 Building $261,600 | $1,439,600 Land $1,178,000 Building $261,600 | |
| 2022 | $6,726.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5 Jersey Ln in Zone X, an area of minimal flood risk, though there have been 21 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 63 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 63 in force |
| Nearby Flood Claims | 21 (1979–2012) |
| Claims Outside the SFHA | 16 of 21 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5 Jersey Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRING LAKE WATER DEPARTMENT serves 11,270 people · EPA ID NJ1348001 |
|---|---|
| Water Source | Purchased surface water from NJ WATER SUPPLY AUTHORITY MANASQUAN |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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