5 Janice St, Stanhope, NJ 07874 Property Records

Sussex County and Hopatcong Borough property record for 5 Janice St, Stanhope, NJ 07874

Property Summary

Property Type	Single Family Home
Details	1,820 sqft · built 1947
Lot Size	0.344 acres (15,002 sqft)
Owner	2 Individual Names on File
Last Sale	$269,900 (Jul 2018)
Tax Bill	$9,007 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Apr 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12-10105-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`12-10105-0000-00004`
Alternative APNs	`121010500004` `00006700`

Interior

Stories	1 Story
Building Area	1,820 sqft Living Area
1st Floor Area	1,820 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Construction Type	Frame
Lot Area	15,002 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide

Location & Zoning

Account Number	00006700
Street Address	5 JANICE ST
City	STANHOPE
State	NJ
Zip	07874-2313
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	HOPATCONG HEIGHTS
Legal Block	10105
Legal Lot Number	4
Jurisdiction	SUSSEX NJ
Township / Civil Division	HOPATCONG
Census Block Group	3
Census Block	3009
Census Tract	374800

Owner

5 Janice St is owned and occupied by two individuals who bought it in July 2018.

Source: Sussex County and Hopatcong Borough records, as of July 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5 JANICE ST, STANHOPE, NJ 07874-2313
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Apr 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Sep 4, 2019	Deed of Trust, Mortgage · FHA Mortgage PROVIDENT FNDG
Jul 31, 2018	Grant Deed, Transfer · FHA Mortgage FAMILY FIRST FNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2018 · Amount on File
Deed Sale	Jul 31, 2018 · Amount on File
Deed Document Number	201810155280
Deed Book / Page	3485 / 315
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	5 JANICE ST, STANHOPE, NJ 07874-2313
Transaction Type	Mortgage
Record Updated	Nov 13, 2023
Title Company	TITLE365 - OMAHA, TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0102780954
Date	Oct 31, 2023
Book Page	10278/954
Instrument	2023019401

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	FORT WORTH, TX 76155

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 23, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	5 JANICE ST, STANHOPE, NJ 07874-2313
Transaction Type	Mortgage
Record Updated	May 13, 2022
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0101350405
Date	Apr 6, 2022
Book Page	10135/405
Instrument	20220406010114390

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	BURLINGAME, CA 94010

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Mar 1, 2052

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	5 JANICE ST, STANHOPE, NJ 07874-2313
Document Number	0097370628
Instrument Date	Sep 4, 2019
Transaction Type	Mortgage
Record Updated	Oct 18, 2019
Title Company	TITLE ON DEMAND/NJ INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5 JANICE ST STANHOPE NJ 078742313, STANHOPE, NJ 07874-2313

Mortgage

Document Number	0097370628
Date	Sep 18, 2019
Book Page	009737/000628
Instrument	182540

Lender

Name	PROVIDENT FNDG
Type	Funding / Finance Company
Address	PITTSBURGH, PA 15220

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 17, 2049

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUSSEX NJ
Recording Date	Jul 31, 2018
Property Address	5 JANICE ST, STANHOPE, NJ 07874-2313
Document Number	0034850315
Book / Page	003485 / 000315
Instrument Date	Jun 11, 2018
Instrument	155280
Transaction Type	Transfer
Record Updated	Aug 28, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$269.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5 JANICE ST HOPATCONG NJ 07843, HOPATCONG, NJ 07843

Mortgage

Document Number	96250398
Date	Jul 31, 2018
Book Page	009625/000398
Instrument	155290

Lender

Name	FAMILY FIRST FNDG
Type	Funding / Finance Company
Address	TOMS RIVER, NJ 08753

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 30, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 5 Janice St was $9,007, up 6.2% from the year before.

Source: Sussex County and Hopatcong Borough assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Sussex County
Municipality	Hopatcong Borough
Unified School District	Hopatcong Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$406,800 (-) Land $116,300 Building $290,500	$406,800 (-) Land $116,300 Building $290,500
2025	$9,007.00 (+6.2%)	$406,800 Land $116,300 Building $290,500	$406,800 Land $116,300 Building $290,500
2024	$8,481.00
2023		$284,500 Land $74,900 Building $209,600	$284,500 Land $74,900 Building $209,600
2022	$9,758.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 Janice St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1980–1996)
Most Recent Claim	Jan 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Janice St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	10,000 / 10,000
Optimum Fiber · Cable	8,000 / 8,000
T-Mobile Fixed Wireless	100 / 20

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