Stonington Town property record for 5 James St, Stonington, CT 06378
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,838 sqft · built 1955 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,499,000 (Sep 2025) |
| Tax Bill | $12,872 (2026) |
| Deeds & Mortgages | Jul 2025 Line of Credit Apr 2023 Refinance + 2 more |
| Flood Zone | Zone VE (high risk) |
| APN | STON M:129 B:3 L:9 |
| Primary APN | STON M:129 B:3 L:9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,838 sqft Living Area |
| Gross Area | 3,231 sqft |
| 1st Floor Area | 750 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,227 sqft (0.12 acres) |
| Garage Type | Basement |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Account Number | 906700 |
|---|---|
| Street Address | 5 JAMES ST |
| City | STONINGTON |
| State | CT |
| Zip | 06378-2719 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-20 |
| Legal Block | 3 |
| Legal Lot Number | 9 |
| Jurisdiction | STONINGTON CT |
| Township / Civil Division | STONINGTON |
| Census Block Group | 3 |
| Census Block | 3031 |
| Census Tract | 705200 |
Source: Stonington Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5 JAMES ST, STONINGTON, CT 06378-2719 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Person |
| Date | Document |
|---|---|
| Jul 3, 2025 | Deed of Trust, Mortgage · Line of Credit THE WASHINGTON TRUST CO OF WESTERLY |
| Apr 10, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance CHARTER OAK FCU |
| Sep 24, 2025 | Warranty Deed, Transfer · Line of Credit ROCKET MORTGAGE LLC |
| Mar 31, 2020 | Deed of Trust, Mortgage · Conventional Mortgage EASTERN S&L |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 24, 2025 · Amount on File |
| Deed Sale | Sep 24, 2025 · Amount on File |
| Prior Sale | Aug 31, 2015 · Amount on File |
| Deed Book / Page | 871 / 971 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STONINGTON CT |
| Property Address | 5 JAMES ST, STONINGTON, CT 06378-2719 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 000869-553 |
|---|---|
| Date | Jul 3, 2025 |
| Book Page | 869/553 |
| Instrument | 3390690015 |
| Name | THE WASHINGTON TRUST CO OF WESTERLY |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STONINGTON CT |
| Property Address | 5 JAMES ST, STONINGTON, CT 06378-2719 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 000846-871 |
|---|---|
| Date | Apr 10, 2023 |
| Book Page | 846/871 |
| Name | CHARTER OAK FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | May 1, 2033 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STONINGTON CT |
| Recording Date | Sep 24, 2025 |
| Property Address | 5 JAMES ST, STONINGTON, CT 06378-2719 |
| Document Number | 000871-971 |
| Book / Page | 871 / 971 |
| Instrument Date | Sep 23, 2025 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 3400750029 |
|---|---|
| Date | Sep 24, 2025 |
| Instrument | 3400750029 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STONINGTON CT |
| Property Address | 5 JAMES ST, STONINGTON, CT 06378-2719 |
| Document Number | 798-119 |
| Instrument Date | Mar 31, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2021 |
| Title Company | UNKNOWN |
| Name | Verified Name |
|---|---|
| Address | 5 JAMES ST STONINGTON CT 063782719, STONINGTON, CT 06378-2719 |
| Document Number | 798-119 |
|---|---|
| Date | Apr 2, 2020 |
| Book Page | 000798/000119 |
| Name | EASTERN S&L |
|---|---|
| Type | Federal Savings Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Apr 1, 2040 |
Source: Stonington Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Stonington Town |
| Unified School District | Stonington School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,872.00 (+5.26%) | $606,600 (+0.2%) Land $357,700 Building $248,900 | $1,258,576 (+196.99%) |
| 2025 | $12,229.00 | $605,400 (+11.8%) Land $357,700 Building $247,700 | $423,780 Land $250,390 Building $173,390 |
| 2024 | $12,229.00 (+17.14%) | ||
| 2023 | $10,440.00 (+9.06%) | $541,500 (+48.19%) Land $357,700 Building $183,800 | |
| 2022 | $9,573.00 | $365,400 Land $255,200 Building $110,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 14.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUARION-MYSTIC private · serves 10,788 people · EPA ID CT1370011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Breezeline Cable | 1,000 / 50 |
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