Norwalk City property record for 5 James St, Norwalk, CT 06850
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,712 sqft · built 1987 |
| Lot Size | 0.68 acres (29,621 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $745,000 (Jul 2018) |
| Tax Bill | $14,462 (2026) |
| Deeds & Mortgages | Aug 2022 Refinance Jun 2020 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | D:5 B:43 L:177 |
| Primary APN | D:5 B:43 L:177 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 2,712 sqft Living Area |
| Gross Area | 3,905 sqft |
| 1st Floor Area | 1,424 sqft |
| Basement Area | 1,136 sqft |
| Unfinished Basement | 539 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 29,621 sqft (0.68 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 16855 |
|---|---|
| Street Address | 5 JAMES ST |
| City | NORWALK |
| State | CT |
| Zip | 06850-1633 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A2 |
| Legal Block | 43 |
| Legal Lot Number | 177 |
| Jurisdiction | NORWALK CT |
| Township / Civil Division | NORWALK |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 43000 |
Source: Norwalk City records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5 JAMES ST, NORWALK, CT 06850-1633 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 9, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance UNION SAVINGS BANK |
| Jun 15, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance CROSSCOUNTRY MORTGAGE INC |
| Jul 3, 2018 | Warranty Deed, Transfer CROSS COUNTRY LENDERS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 3, 2018 · Amount on Record |
| Deed Sale | Jul 3, 2018 · Amount on Record |
| Prior Sale | Sep 21, 2006 · Amount on Record |
| Deed Book / Page | 8704 / 332 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DANBURY CT |
| Property Address | 5 JAMES ST, NORWALK, CT 06850-1633 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Name | Verified Name |
|---|
| Document Number | 002633-983 |
|---|---|
| Date | Aug 9, 2022 |
| Book Page | 2633/983 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORWALK CT |
| Property Address | 5 JAMES ST, NORWALK, CT 06850-1633 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 9019-95 |
|---|---|
| Date | Jun 15, 2020 |
| Book Page | 9019/95 |
| Instrument | 2020006074 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jul 1, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NORWALK CT |
| Recording Date | Jul 3, 2018 |
| Property Address | 5 JAMES ST, NORWALK, CT 06850-1633 |
| Document Number | 8704-332 |
| Book / Page | 8704 / 332 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $158.29 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 87050001 |
|---|---|
| Date | Jul 3, 2018 |
| Instrument | 08705/0001 |
| Name | CROSS COUNTRY LENDERS |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 3, 2048 |
Source: Norwalk City assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision / Municipality | Norwalk City |
| Unified School District | Norwalk School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $14,462.00 (-8.02%) | $662,290 (-) Land $298,040 Building $364,250 | $1,144,173 (+146.8%) |
| 2025 | $15,723.00 | $662,290 (+22.86%) Land $298,040 Building $364,250 | $463,603 Land $208,628 Building $254,975 |
| 2024 | $15,723.00 (+16.83%) | ||
| 2023 | $13,458.00 (+1.59%) | $539,050 (-) Land $273,200 Building $265,850 | |
| 2022 | $13,247.00 | $539,050 Land $273,200 Building $265,850 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 94% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH NORWALK ELECTRIC & WATER serves 42,000 people · EPA ID CT1030021 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Also Mapped Here | NORWALK FIRST TAXING DISTRICT |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Organic carbon removal Jan 2019 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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