5 James Rd, Ipswich, MA 01938 Property Records

Essex County and Ipswich Town property record for 5 James Rd, Ipswich, MA 01938

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,216 sqft · built 1962
Lot Size	0.344 acres (15,001 sqft)
Owner	Trust Name on File
Last Sale	$324,000 (Jan 2011)
Tax Bill	$6,087 (2026)
Deeds & Mortgages	Apr 2025 Line of Credit Mar 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`IPSW M:27B B:0035 L:0`

Property Details

APN / Parcel Number

Primary APN	`IPSW M:27B B:0035 L:0`
Alternative APN	`1572`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,216 sqft Living Area

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	15,001 sqft (0.344 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1572
Street Address	5 JAMES RD
City	IPSWICH
State	MA
Zip	01938-1139
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RRA
Legal Subdivision	WILLOWDALE ACRES SINGLE RESIDE
Legal Block	35
Jurisdiction	IPSWICH MA
Township / Civil Division	IPSWICH
Census Block Group	1
Census Block	1010
Census Tract	223300

Owner

5 James Rd is owner-occupied and held in a trust since February 2022.

Source: Essex County and Ipswich Town records, as of October 20, 2026

Owner of Record	Trust Name on File
Mailing Address	5 JAMES RD, IPSWICH, MA 01938-1139
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2025	Deed of Trust, Mortgage · Line of Credit INSTITUTION FOR SAVINGS NEWBURYPORT
Mar 10, 2022	Quit Claim Deed, Transfer Quitclaim
Mar 2, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance INSTITUTION FOR SAVINGS NEWBURYPORT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2011 · Amount on File
Deed Sale	Jan 31, 2011 · Amount on File
Prior Sale	Feb 1, 2006 · Amount on File
Deed Document Number	2011131
Deed Book / Page	30202 / 208
Last Transfer Date	Feb 26, 2022
Transfer Doc	040781-575
Record Updated	Oct 29, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IPSWICH MA
Property Address	5 JAMES RD, IPSWICH, MA 01938-1139
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042673-249
Date	Apr 22, 2025
Book Page	42673/249
Instrument	20250422001640

Lender

Name	INSTITUTION FOR SAVINGS NEWBURYPORT
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	IPSWICH MA
Recording Date	Mar 10, 2022
Property Address	5 JAMES RD, IPSWICH, MA 01938-1139
Document Number	040781-575
Book / Page	40781 / 575
Instrument Date	Feb 26, 2022
Instrument	20220310002420
Transaction Type	Transfer
Record Updated	Mar 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 JAMES RD, IPSWICH, MA 01938-1139

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IPSWICH MA
Property Address	5 JAMES RD, IPSWICH, MA 01938-1139
Transaction Type	Mortgage
Record Updated	Mar 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39596-296
Date	Mar 2, 2021
Book Page	39596/296
Instrument	20210302003530

Lender

Name	INSTITUTION FOR SAVINGS NEWBURYPORT
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2041

Tax Assessment & Valuation

The 2026 property tax bill for 5 James Rd was $6,087, up 5.2% from the year before.

Source: Essex County and Ipswich Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Ipswich Town
Unified School District	Ipswich School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,087.00 (+5.24%)	$564,700 (+8.87%) Land $334,200 Building $230,500	$643,996 (+6.22%)
2025	$5,784.00 (+3.14%)	$518,700 (+5.26%) Land $314,900 Building $203,800	$606,290
2024	$5,608.00 (-0.88%)	$492,800 (+6.53%) Land $314,900 Building $177,900
2023	$5,658.00	$462,600 Land $290,400 Building $172,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 James Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2006)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2006 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 James Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IPSWICH DPU WATER DEPT serves 13,138 people · EPA ID MA3144000
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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