5 Jacob's Neck Rd, Edgartown, MA 02539 Property Records

Dukes County and Edgartown Town property record for 5 Jacob's Neck Rd, Edgartown, MA 02539

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 3,080 sqft · built 2001
Lot Size	4.39 acres (191,228 sqft)
Owner	Individual Name on File
Last Sale	$1,985,000 (Oct 2008)
Tax Bill	$14,637 (2026)
Deeds & Mortgages	Apr 2021 Refinance Apr 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`EDGA M:0043 B:0001 L:1`

Property Details

APN / Parcel Number

Primary APN	`EDGA M:0043 B:0001 L:1`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,080 sqft Living Area
Gross Area	11,088 sqft
Basement Area	2,180 sqft
Unfinished Basement	2,180 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	191,228 sqft (4.39 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	5 JACOBS NECK RD
City	EDGARTOWN
State	MA
Zip	02539-6203
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A12
Legal Block	1
Legal Lot Number	1
Jurisdiction	EDGARTOWN MA
Township / Civil Division	EDGARTOWN
Census Block Group	3
Census Block	3033
Census Tract	200300

Owner

5 Jacob's Neck Rd is owned by an individual who bought it in October 2008.

Source: Dukes County and Edgartown Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	50 LIBERTY DR, 3K, BOSTON, MA 02210-1340
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTY HOME MORTGAGE
Apr 5, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTY HOME MORTGAGE
Apr 17, 2018	Deed of Trust, Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2008 · Amount on File
Deed Sale	Oct 1, 2008 · Amount on File
Prior Sale	Jun 3, 1999 · Amount on File
Deed Book / Page	68 / 63
Transfer Doc	0000068-63
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EDGARTOWN MA
Property Address	5 JACOBS NECK RD, EDGARTOWN, MA 02539-6203
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000090053
Date	Apr 5, 2021
Instrument	90053

Lender

Name	GUARANTY HOME MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EDGARTOWN MA
Property Address	5 JACOBS NECK RD, EDGARTOWN, MA 02539-6203
Transaction Type	Mortgage
Record Updated	Apr 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	90053
Date	Apr 5, 2021
Instrument	90053

Lender

Name	GUARANTY HOME MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EDGARTOWN MA
Property Address	5 JACOBS NECK RD, EDGARTOWN, MA 02539-6203
Document Number	0000085169
Instrument Date	Apr 17, 2018
Transaction Type	Mortgage
Record Updated	Aug 31, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust

Mortgage

Document Number	0000085169
Date	Apr 18, 2018
Instrument	85169

Lender

Name	WELLS FARGO BK
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 17, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.38%

Tax Assessment & Valuation

The 2026 property tax bill for 5 Jacob's Neck Rd was $14,637, down 10.5% from the year before.

Source: Dukes County and Edgartown Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Dukes County
County Subdivision	Edgartown Town
Secondary School District	Martha's Vineyard School District (09 - 12)
Elementary School District	Edgartown School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,637.00 (-10.51%)	$5,902,200 (-4.37%) Land $2,724,100 Building $3,178,100	$5,450,313
2025	$16,356.00 (+6.64%)	$6,171,900 (+2.62%) Land $3,056,700 Building $3,115,200
2024	$15,337.00 (+10.35%)	$6,014,500 (+9.05%) Land $3,056,700 Building $2,957,800
2023	$13,899.00	$5,515,600 Land $2,652,100 Building $2,863,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 Jacob's Neck Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 106 policies
Nearby Flood Policies	106 in force
Nearby Flood Claims	7 (1991–2024)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Coastal Storm, Oct 1991 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Jacob's Neck Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	1,200 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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