Union County and Scotch Plains Township property record for 5 Jacobs Ln, Scotch Plains, NJ 07076
| Property Type | Single Family Home |
|---|---|
| Details | 2,078 sqft · built 1965 |
| Lot Size | 0.948 acres (41,295 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $565,000 (Jun 2004) |
| Tax Bill | $17,809 (2025) |
| Deeds & Mortgages | May 2021 Line of Credit Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-13502-0000-00012 |
| Primary APN | 16-13502-0000-00012 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,078 sqft Living Area |
| 1st Floor Area | 2,078 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Construction Type | Frame |
| Lot Area | 41,295 sqft (0.948 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 608200 |
|---|---|
| Street Address | 5 JACOBS LN |
| City | SCOTCH PLAINS |
| State | NJ |
| Zip | 07076-4707 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Subdivision | COUNTRY CLUB ESTATES SEC 3 |
| Legal Block | 13502 |
| Legal Lot Number | 12 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | SCOTCH PLAINS |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 38601 |
5 Jacobs Ln is owner-occupied and held in a trust since June 2004.
Source: Union County and Scotch Plains Township records, as of July 8, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 5 JACOBS LN, SCOTCH PLAINS, NJ 07076-4707 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 25, 2021 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Jul 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 3, 2004 · Amount on File |
| Deed Sale | Jun 3, 2004 · Amount on File |
| Deed Book / Page | 5433 / 272 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 5 JACOBS LN, SCOTCH PLAINS, NJ 07076-4707 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2021 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0149722859 |
|---|---|
| Date | May 25, 2021 |
| Book Page | 14972/2859 |
| Instrument | 12998 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Apr 19, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 5 JACOBS LN, SCOTCH PLAINS, NJ 07076-4707 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | GOLDEN TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0147332295 |
|---|---|
| Date | Jul 22, 2020 |
| Book Page | 14733/2295 |
| Instrument | 695330 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 1, 2040 |
The 2025 property tax bill for 5 Jacobs Ln was $17,809, up 5% from the year before.
Source: Union County and Scotch Plains Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Scotch Plains Township |
| Unified School District | Scotch Plains-Fanwood Regional School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $144,200 (-) Land $68,400 Building $75,800 | $144,200 (-) Land $68,400 Building $75,800 | |
| 2025 | $17,809.00 (+4.95%) | $144,200 Land $68,400 Building $75,800 | $144,200 Land $68,400 Building $75,800 |
| 2024 | $16,969.00 | ||
| 2023 | $144,200 Land $68,400 Building $75,800 | $144,200 Land $68,400 Building $75,800 | |
| 2022 | $16,272.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 5 Jacobs Ln in Zone X, an area of minimal flood risk, though there have been 97 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 44 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 44 in force |
| Nearby Flood Claims | 97 (1996–2025) |
| Claims Outside the SFHA | 34 of 97 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5 Jacobs Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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