San Mateo County property record for 5 Iris Ln, San Carlos, CA 94070
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,310 sqft · built 1988 |
| Lot Size | 0.037 acres (1,599 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,000,000 (Aug 2014) |
| Tax Bill | $15,212 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 049-450-300 |
| Primary APN | 049-450-300 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,310 sqft Living Area |
| Gross Area | 2,790 sqft |
| 1st Floor Area | 1,270 sqft |
| 2nd Floor Area | 1,040 sqft |
| Basement Area | 480 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Lot Area | 1,599 sqft (0.037 acres) |
| Lot Dimensions | 55 ft deep x 29 ft wide |
| Garage Type | Basement |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 5 IRIS LN |
|---|---|
| City | SAN CARLOS |
| State | CA |
| Zip | 94070-1547 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PC0000 |
| Legal Description | LOT 30 LA VENTANA ONE RSM 117/70-72 |
| Legal Subdivision | LA VENTANA ONE |
| Legal Lot Number | 30 |
| Jurisdiction | SAN MATEO CA |
| Township / Civil Division | SAN MATEO |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 609601 |
Source: San Mateo County assessment roll, as of July 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5 IRIS LN, SAN CARLOS, CA 94070-1547 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Mar 9, 2026 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Jan 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 27, 2014 · Amount on Record |
| Deed Sale | Aug 27, 2014 · Amount on Record |
| Deed Document Number | 201477579 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 5 IRIS LN, SAN CARLOS, CA 94070-1547 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 5 IRIS LN, SAN CARLOS, CA 94070-1547 |
| Document Number | 0000011600 |
|---|---|
| Date | Mar 9, 2026 |
| Instrument | 2026-011600 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 5 IRIS LN, SAN CARLOS, CA 94070-1547 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | PACIFIC COAST TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 5 IRIS LN, SAN CARLOS, CA 94070-1547 |
| Document Number | 0000003231 |
|---|---|
| Date | Jan 8, 2021 |
| Instrument | 2021-003231 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 1, 2050 |
Source: San Mateo County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Mateo County |
| Municipality | San Carlos City |
| Elementary School District | San Carlos Elementary School District (KG - 08) |
| Secondary School District | Sequoia Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,225,876 (+2%) Land $612,938 Building $612,938 | ||
| 2025 | $15,212.00 (+0.98%) Homeowner's exemption | $1,201,840 (+4.04%) Land $600,920 Building $600,920 | |
| 2024 | $15,065.00 (+3.88%) | ||
| 2023 | $14,502.00 (+2.32%) Homeowner's exemption | $1,155,174 Land $577,587 Building $577,587 | $1,427,580 |
| 2022 | $14,173.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 6 (1978–1998) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Feb 1998 · Severe Winter Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 77% of California |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CALIFORNIA WATER SERVICE - SAN CARLOS private · serves 34,801 people · EPA ID CA4110007 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | 6 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Etheric Networks Fixed Wireless | 250 / 100 |
May also be available: Sonic Telecom, T-Mobile.
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