Middlesex County and Melrose City property record for 5 Howard St, Melrose, MA 02176
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 2 ba · 3,030 sqft · built 1910 |
| Lot Size | 0.09 acres (3,929 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $805,000 (Nov 2021) |
| Tax Bill | $10,356 (2026) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | MELR M:D11 P:0000102 |
| Primary APN | MELR M:D11 P:0000102 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 14 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 3,030 sqft Living Area |
| Gross Area | 4,095 sqft |
| Basement Area | 932 sqft |
| Unfinished Basement | 233 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,929 sqft (0.09 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 5 HOWARD ST |
|---|---|
| City | MELROSE |
| State | MA |
| Zip | 02176-1905 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | URB |
| Jurisdiction | MELROSE MA |
| Township / Civil Division | MELROSE |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 336202 |
5 Howard St, a duplex, is owned and occupied by two individuals who bought it in November 2021.
Source: Middlesex County and Melrose City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5 HOWARD ST, MELROSE, MA 02176-1905 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 29, 2021 · Amount on File |
| Deed Sale | Nov 29, 2021 · Amount on File |
| Prior Sale | Jul 7, 2000 · Amount on File |
| Deed Document Number | 2021257812 |
| Deed Book / Page | 79235 / 15 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MELROSE MA |
| Recording Date | Nov 29, 2021 |
| Property Address | 5 HOWARD ST, MELROSE, MA 02176-1905 |
| Document Number | 0079235-15 |
| Book / Page | 79235 / 15 |
| Instrument Date | Nov 29, 2021 |
| Instrument | 257812 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 5 HOWARD ST, MELROSE, MA 02176-1905 |
| Document Number | 0000257813 |
|---|---|
| Date | Nov 29, 2021 |
| Instrument | 257813 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 5 Howard St was $10,356, up 12,228.6% from the year before.
Source: Middlesex County and Melrose City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Melrose City |
| Unified School District | Melrose School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,356.00 (+12,228.57%) | $902,900 (+5.5%) Land $468,900 Building $434,000 | $984,827 |
| 2025 | $84.00 (-98.97%) | $855,800 (+4.46%) Land $443,500 Building $412,300 | |
| 2024 | $8,136.00 (-2.09%) | $819,300 (+2.73%) Land $430,900 Building $388,400 | |
| 2023 | $8,310.00 | $797,500 Land $418,200 Building $379,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5 Howard St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 5 Howard St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MELROSE WATER DIVISION (MWRA) serves 29,938 people · EPA ID MA3178000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Oct 2025 |
| Lead | 10 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement currently in violation since Nov 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 677 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Netafy Fixed Wireless | 476 / 106 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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