Morris County and Madison Borough property record for 5 Howard St, Madison, NJ 07940
| Property Type | Single Family Home |
|---|---|
| Details | 1,866 sqft · built 1950 |
| Lot Size | 0.154 acres (6,708 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $467,500 (Feb 2020) |
| Tax Bill | $9,930 (2024) |
| Deeds & Mortgages | Oct 2021 Mortgage Feb 2020 Sale & Mortgage |
| APN | 17-01110-0000-00004 |
| Primary APN | 17-01110-0000-00004 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,866 sqft Living Area |
| 1st Floor Area | 1,866 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Construction Type | Frame |
| Lot Area | 6,708 sqft (0.154 acres) |
| Old Parcel Number | 1700022000000018 |
|---|---|
| Street Address | 5 HOWARD ST |
| City | MADISON |
| State | NJ |
| Zip | 07940-1210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Block | 1110 |
| Legal Lot Number | 4 |
| Jurisdiction | MORRIS NJ |
| Township / Civil Division | MADISON |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 42900 |
5 Howard St is owned and occupied by two individuals who bought it in February 2020.
Source: Morris County and Madison Borough records, as of July 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5 HOWARD ST, MADISON, NJ 07940-1210 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NORTH AMERICAN SAVINGS BANK FSB |
| Feb 25, 2020 | Grant Deed, Transfer · Conventional Mortgage TIAA FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 25, 2020 · Amount on File |
| Deed Sale | Feb 25, 2020 · Amount on File |
| Prior Sale | Jan 18, 1996 · Amount on File |
| Deed Document Number | 202012195 |
| Deed Book / Page | 23720 / 1497 |
| Prior Transfer Date | Dec 29, 1995 |
| Prior Transfer Doc | 0000003964 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORRIS NJ |
| Property Address | 5 HOWARD ST, MADISON, NJ 07940-1210 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2021 |
| Title Company | TRANSTAR NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 5 HOWARD ST, MADISON, NJ 07940-1210 |
| Document Number | 0242310778 |
|---|---|
| Date | Oct 4, 2021 |
| Book Page | 24231/778 |
| Instrument | 2021080691 |
| Name | NORTH AMERICAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | GRANDVIEW, MO 64030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | Sep 1, 2041 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MORRIS NJ |
| Recording Date | Feb 25, 2020 |
| Property Address | 5 HOWARD ST, MADISON, NJ 07940-1210 |
| Document Number | 0237201497 |
| Book / Page | 023720 / 001497 |
| Instrument Date | Jan 22, 2020 |
| Instrument | 12195 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2020 |
| Title Company | WFG NATIONAL TITLE INSURANCE, WFG NAT'L TITLE INS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $468.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5 HOWARD ST MADISON NJ 079401210, MADISON, NJ 07940-1210 |
| Document Number | 237201505 |
|---|---|
| Date | Feb 25, 2020 |
| Book Page | 023720/001505 |
| Instrument | 12196 |
| Name | TIAA FSB |
|---|---|
| Address | CHARLOTTE, NC 28262 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 24, 2050 |
Source: Morris County and Madison Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Morris County |
| Municipality | Madison Borough |
| Unified School District | Madison Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $466,200 (-) Land $188,500 Building $277,700 | $466,200 (-) Land $188,500 Building $277,700 | |
| 2025 | $466,200 Land $188,500 Building $277,700 | $466,200 Land $188,500 Building $277,700 | |
| 2024 | $9,930.00 | ||
| 2023 | $466,200 Land $188,500 Building $277,700 | $466,200 Land $188,500 Building $277,700 | |
| 2022 | $9,575.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 5 Howard St; 3 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5 Howard St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON WATER DEPT serves 15,820 people · EPA ID NJ1417001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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