Cheshire County and Gilsum Town property record for 5 Howard Rd, Gilsum, NH 03448
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 2 bd · 2 ba · 1,279 sqft · built 1901 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,931 (2025) |
| Deeds & Mortgages | Jan 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | GILS M:00409 B:000012 L:000000 |
| Primary APN | GILS M:00409 B:000012 L:000000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,279 sqft Living Area |
| Gross Area | 2,031 sqft |
| Basement Area | 1,204 sqft |
| Unfinished Basement | 1,204 sqft |
| Year Built | Built 1901 |
|---|---|
| Effective Year Built | Effective 1901 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 87,120 sqft (2 acres) |
| Garage Type | Attached |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Street Address | 5 HOWARD RD |
|---|---|
| City | GILSUM |
| State | NH |
| Zip | 03448-7402 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Local Zoning Code | RURAL |
| Legal Block | 12 |
| Jurisdiction | GILSUM TOWN NH |
| Township / Civil Division | GILSUM |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 970100 |
5 Howard Rd, a residential property, is owned by two individuals.
Source: Cheshire County and Gilsum Town records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13 HOWARD RD, GILSUM, NH 03448-7402 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILSUM TOWN NH |
| Property Address | 5 HOWARD RD, GILSUM, NH 03448-7402 |
| Transaction Type | Mortgage |
| Record Updated | Feb 1, 2023 |
| Name | Verified Name |
|---|
| Document Number | 003237-397 |
|---|---|
| Date | Jan 18, 2023 |
| Book Page | 3237/397 |
| Instrument | 2300392 |
| Name | SAVINGS BANK OF WALPOLE |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2038 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 5 Howard Rd was $2,931.
Source: Cheshire County and Gilsum Town assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | New Hampshire |
| County | Cheshire County |
| County Subdivision | Gilsum Town |
| Unified School District | Monadnock Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $2,931.00 | $181,700 Land $81,200 Building $100,500 |
| 2023 | $3,053.00 (+10.42%) | $117,300 (-) Land $47,900 Building $69,400 |
| 2022 | $2,765.00 | $117,300 Land $47,900 Building $69,400 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 5 Howard Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 7 (1979–2013) |
| Most Recent Claim | Jul 2013 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5 Howard Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 52% of New Hampshire |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
No cell data coverage reported
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