5 Holden Ave, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 5 Holden Ave, Saugus, MA 01906

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,186 sqft · built 1914
Lot Size0.32 acres (13,952 sqft)
OwnerIndividual Name on File
Last Sale$470,000 (Sep 2019)
Tax Bill$6,464 (2025)
Deeds & MortgagesNov 2021 Mortgage
Sep 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNSAUG M:006-D B:0009 L:0015

Property Details

APN / Parcel Number

Primary APNSAUG M:006-D B:0009 L:0015
Alternative APNs
  • M:006=D B:0009 L:0015
  • 2320021

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,186 sqft Living Area
Gross Area2,613 sqft
1st Floor Area672 sqft
Basement Area672 sqft
Unfinished Basement672 sqft

Exterior

Year BuiltBuilt 1914
Effective Year BuiltEffective 1914
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area13,952 sqft (0.32 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number2320021
Street Address5 HOLDEN AVE
CitySAUGUS
StateMA
Zip01906-3502
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNA
Legal SubdivisionPLEASANT HILLS TERRACE
Legal Block9
Legal Lot Number15
JurisdictionSAUGUS MA
Township / Civil DivisionSAUGUS
Census Block Group4
Census Block4007
Census Tract208200

Owner

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5 HOLDEN AVE, SAUGUS, MA 01906-3502
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 18, 2021Deed of Trust, Mortgage · Second Mortgage (Down Payment)
SECRETARY HOUSING URBAN DEVELOPMENT
Sep 10, 2019Quit Claim Deed, Transfer · FHA Mortgage
RESIDENTIAL MORTGAGE SERVICES

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 10, 2019 · Amount on Record
Deed SaleSep 10, 2019 · Amount on Record
Prior SaleNov 8, 2016 · Amount on Record
Deed Document Number20192540
Deed Book / Page37829 / 267
Transfer Doc2250000068
Record UpdatedSep 20, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAUGUS MA
Property Address5 HOLDEN AVE, SAUGUS, MA 01906-3502
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number040498-101
DateNov 18, 2021
Book Page40498/101
Instrument20211118003210
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded
Term349 Months
DueDec 1, 2050

September 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAUGUS MA
Recording DateSep 10, 2019
Property Address5 HOLDEN AVE, SAUGUS, MA 01906-3502
Document Number37829-267
Book / Page37829 / 267
Instrument DateSep 9, 2019
Instrument20190910002540
Transaction TypeTransfer
Record UpdatedJul 20, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 HOLDEN AVE, SAUGUS, MA 01906-3502

Mortgage

Document Number190910002550
DateSep 10, 2019
Instrument190910002550
Lender
NameRESIDENTIAL MORTGAGE SERVICES
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionSaugus Town
Unified School DistrictSaugus School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,464.00 (+4.31%)$605,200 (+4%) Land $328,800 Building $276,400$597,075
2024$6,197.00 (+2.53%)$581,900 (+8.4%) Land $310,000 Building $271,900
2023$6,044.00$536,800 Land $272,500 Building $264,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims20 (1978–2011)
Claims Outside the SFHA10 of 20
Most Recent ClaimJul 2011
Claims by Event
  • Severe Storms And Flooding, May 2006 · 3 claims
  • Flooding, Apr 2004 · 2 claims
  • Heavy Rains And Flooding, Jun 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAUGUS WATER DEPT. (MWRA)
serves 27,844 people · EPA ID MA3262000
Water SourcePurchased surface water from MWRA
Last State InspectionMay 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

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