5 Hogback Ct, Sapphire, NC 28774 Property Records

Jackson County property record for 5 Hogback Ct, Sapphire, NC 28774

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,348 sqft · built 1978
Lot Size	0.889 acres (38,768 sqft)
Owner	Individual Name on Record
Last Sale	$260,000 (Aug 2020)
Tax Bill	$979 (2023)
Deeds & Mortgages	Dec 2020 Mortgage Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8502-05-6274`

Property Details

APN / Parcel Number

Primary APN	`8502-05-6274`
Alternative APN	`174627`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,348 sqft Heated Area
Gross Area	1,588 sqft
1st Floor Area	1,168 sqft
Upper Floors Area	320 sqft
Basement Area	100 sqft
Unfinished Basement	100 sqft
Interior Walls	Plywood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Exterior Material	Wood
Roof Type	Wood Truss
Roof Material	Asphalt
Lot Area	38,768 sqft (0.889 acres)
Terrain	Rolling

Exterior Amenities

Porch	Porch
Porch Area	200 sqft
Deck Area	30 sqft
Patio Area	370 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	174627
Street Address	5 HOGBACK CT
City	SAPPHIRE
State	NC
Zip	28774-9615
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 163 UN 1 HOLLY FOREST
Legal Township	07
Legal Subdivision	HOLLY FOREST
Legal Lot Number	163
Jurisdiction	JACKSON NC
Township / Civil Division	CASHIERS
Census Block Group	1
Census Block	1094
Census Tract	950900

Owner

Source: Jackson County records, as of August 10, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5 HOGBACK CT, SAPPHIRE, NC 28774-9615
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2020	Deed of Trust, Mortgage UNITED COMMERCE BANK
Aug 21, 2020	Warranty Deed, Transfer · Conventional Mortgage HOMETRUST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2020 · Amount on Record
Deed Sale	Aug 21, 2020 · Amount on Record
Deed Document Number	0022741095
Deed Book / Page	2274 / 1095
Record Updated	Jun 7, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	5 HOGBACK CT, SAPPHIRE, NC 28774-9615
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 HOGBACK CT, SAPPHIRE, NC 28774-9615

Mortgage

Document Number	0022861512
Date	Dec 18, 2020
Book Page	2286/1512

Lender

Name	UNITED COMMERCE BANK
Type	Bank
Address	CASHIERS, NC 28717

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Dec 3, 2045

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Aug 21, 2020
Property Address	5 HOGBACK CT, SAPPHIRE, NC 28774-9615
Document Number	0022741095
Book / Page	2274 / 1095
Map Reference	CAB 9 SL 428
Instrument Date	Aug 20, 2020
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$520.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	47 N FULLERTON AVE # AVE31, 47, MONTCLAIR, NJ 07042-3453

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 GREENRIDGE DR, GREENVILLE, SC 29607-1459

Mortgage

Document Number	22741098
Date	Aug 21, 2020
Instrument	2274/1098

Lender

Name	HOMETRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2023	$979.00	$257,670 Land $25,000 Building $232,670

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	3 (2020–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRFIELD SAPPHIRE private · serves 3,873 people · EPA ID NC0150113
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb
Copper	1.4 mg/L (2017–2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Uranium resolved · Apr 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000

May also be available: Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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