Worcester County and Worcester City property record for 5 Hilltop Cir, Worcester, MA 01609
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,456 sqft · built 1979 |
| Lot Size | 0.359 acres (15,632 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $319,000 (Jun 2018) |
| Tax Bill | $7,556 (2026) |
| Deeds & Mortgages | Sep 2024 Line of Credit Jun 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-040-00040 |
| Primary APN | 25-040-00040 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,456 sqft Living Area |
| Gross Area | 4,124 sqft |
| 1st Floor Area | 1,456 sqft |
| Basement Area | 1,456 sqft |
| Unfinished Basement | 1,456 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,632 sqft (0.359 acres) |
| Garage Type | Detached |
| Pool Type | In-Ground Pool |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 25-040-00040 |
|---|---|
| Street Address | 5 HILLTOP CIR |
| City | WORCESTER |
| State | MA |
| Zip | 01609-1017 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-10 |
| Legal Block | 40 |
| Legal Lot Number | 40 |
| Jurisdiction | WORCESTER MA |
| Township / Civil Division | WORCESTER |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 730801 |
5 Hilltop Cir is owned and occupied by two individuals who bought it in June 2018.
Source: Worcester County and Worcester City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5 HILLTOP CIR, WORCESTER, MA 01609-1017 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 24, 2024 | Deed of Trust, Mortgage · Line of Credit LEOMINSTER CU |
| Jun 7, 2018 | Quit Claim Deed, Transfer · Conventional Mortgage LEOMINSTER CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 7, 2018 · Amount on File |
| Deed Sale | Jun 7, 2018 · Amount on File |
| Prior Sale | Jul 1, 2014 · Amount on File |
| Deed Book / Page | 58913 / 300 |
| Transfer Doc | 058913-300 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 5 HILLTOP CIR, WORCESTER, MA 01609-1017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 071061-302 |
|---|---|
| Date | Sep 24, 2024 |
| Book Page | 71061/302 |
| Instrument | 77671 |
| Name | LEOMINSTER CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Oct 1, 2044 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WORCESTER MA |
| Recording Date | Jun 7, 2018 |
| Property Address | 5 HILLTOP CIR, WORCESTER, MA 01609-1017 |
| Document Number | 58913-300 |
| Book / Page | 058913 / 000300 |
| Instrument Date | May 31, 2018 |
| Instrument | 55654 |
| Transaction Type | Transfer |
| Record Updated | Jun 26, 2018 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,454.64 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5 HIILTOP CIR WORCESTER MA 01601, WORCESTER, MA 01601 |
| Document Number | 58913-302 |
|---|---|
| Date | Jun 7, 2018 |
| Book Page | 058913/000302 |
| Instrument | 55655 |
| Name | LEOMINSTER CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 6, 2033 |
The 2026 property tax bill for 5 Hilltop Cir was $7,556, up 2.9% from the year before.
Source: Worcester County and Worcester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Worcester City |
| Unified School District | Worcester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,556.00 (+2.89%) | $569,000 (+2.19%) Land $125,100 Building $443,900 | $618,360 (+25.17%) |
| 2025 | $7,344.00 | $556,800 Land $119,100 Building $437,700 | $494,000 (+4.48%) |
| 2024 | $472,815 | ||
| 2023 | $6,994.00 | $487,700 Land $103,500 Building $384,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5 Hilltop Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Jan 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5 Hilltop Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
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