5 Highridge Rd, Middlebury, CT 06762 Property Records

Middlebury Town property record for 5 Highridge Rd, Middlebury, CT 06762

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,882 sqft · built 2017
Owner	2 Individual Names on File
Last Sale	$412,132 (May 2018)
Tax Bill	$9,392 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Dec 2024 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`MIDD M:7-06 L:073 U:144`

Property Details

APN / Parcel Number

Primary APN	`MIDD M:7-06 L:073 U:144`
Alternative APNs	`MDBY M:7-06 L:073 U:144` `80000220`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,882 sqft Living Area
Gross Area	4,492 sqft
1st Floor Area	1,217 sqft
Basement Area	1,217 sqft
Unfinished Basement	1,217 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	80000220
Street Address	5 HIGHRIDGE RD
City	MIDDLEBURY
State	CT
Zip	06762-2945
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Lot Number	73
Jurisdiction	MIDDLEBURY CT
Township / Civil Division	MIDDLEBURY
Census Block Group	2
Census Block	2001
Census Tract	344200

Owner

5 Highridge Rd, a condominium, is owned and occupied by two individuals who bought it in May 2018.

Source: Middlebury Town records, as of September 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5 HIGHRIDGE RD, MIDDLEBURY, CT 06762-2945
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2025	Deed of Trust, Mortgage WATERBURY TEACHERS FEDERAL CREDIT UNION
Dec 17, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance WATERBURY TEACHERS FEDERAL CREDIT UNION
Jan 20, 2021	Deed of Trust, Mortgage · Balloon Mortgage HOME POINT FINANCIAL CORPORATION
Mar 17, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance BETTER MORTGAGE CORP
Jan 20, 2021	Deed of Trust, Mortgage · Balloon Mortgage HOME POINT FINANCIAL CORPORATION
May 18, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2018 · Amount on File
Deed Sale	May 18, 2018 · Amount on File
Deed Book / Page	300 / 662
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLEBURY CT
Property Address	5 HIGHRIDGE RD, MIDDLEBURY, CT 06762-2945
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000349-586
Date	Sep 22, 2025
Book Page	349/586
Instrument	2025-1384

Lender

Name	WATERBURY TEACHERS FEDERAL CREDIT UNION

Agreement

Amount	Amount on Record
Term	301 Months
Due	Oct 1, 2050

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLEBURY CT
Property Address	5 HIGHRIDGE RD, MIDDLEBURY, CT 06762-2945
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000345-119
Date	Dec 17, 2024
Book Page	345/119
Instrument	1555

Lender

Name	WATERBURY TEACHERS FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Jan 1, 2050

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLEBURY CT
Property Address	5 HIGHRIDGE RD, MIDDLEBURY, CT 06762-2945
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000318-646
Date	Jan 20, 2021
Book Page	318/646
Instrument	95

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLEBURY CT
Property Address	5 HIGHRIDGE RD, MIDDLEBURY, CT 06762-2945
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	311-534
Date	Mar 17, 2020
Book Page	311/534

Lender

Name	BETTER MORTGAGE CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLEBURY CT
Property Address	5 HIGHRIDGE RD, MIDDLEBURY, CT 06762-2945
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	318-646
Date	Jan 20, 2021
Book Page	318/646
Instrument	95

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLEBURY CT
Recording Date	May 18, 2018
Property Address	5 HIGHRIDGE RD, MIDDLEBURY, CT 06762-2945
Document Number	300-662
Book / Page	300 / 662
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6.61
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	-
Date	May 18, 2018
Instrument	00300/0667

Lender

Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 18, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 5 Highridge Rd was $9,392.

Source: Middlebury Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Middlebury Town
Unified School District	Regional School District 15 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,392.00	$288,800 Building $288,800	$412,571 Building $412,571
2024	$9,392.00 (+0.8%)
2023	$9,317.00 (+3.2%)	$288,800 (-) Building $288,800
2022	$9,028.00	$288,800 Building $288,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 Highridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Highridge Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Frontier.

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