Essex County and Topsfield Town property record for 5 High Rdg Rd, Topsfield, MA 01983
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 5,038 sqft · built 1997 |
| Lot Size | 1.23 acres (53,566 sqft) |
| Owner | Individual Name on File |
| Last Sale | $200,000 (Nov 1997) |
| Tax Bill | $25,150 (2025) |
| Deeds & Mortgages | Oct 2023 Refinance Nov 2020 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | TOPS M:0065 B:0029 L |
| Primary APN | TOPS M:0065 B:0029 L |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 5,038 sqft Living Area |
| Gross Area | 7,990 sqft |
| Basement Area | 706 sqft |
| Unfinished Basement | 706 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 53,566 sqft (1.23 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 2308 |
|---|---|
| Street Address | 5 HIGH RIDGE RD |
| City | TOPSFIELD |
| State | MA |
| Zip | 01983-2234 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ORA |
| Legal Subdivision | MORNINGSIDE RIVER ESTATES LTD |
| Legal Block | 29 |
| Jurisdiction | TOPSFIELD MA |
| Township / Civil Division | TOPSFIELD |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 214100 |
Source: Essex County and Topsfield Town assessment roll, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5 HIGH RIDGE RD, TOPSFIELD, MA 01983-2234 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 17, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance HANSCOM FCU |
| Nov 5, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC |
| Mar 15, 2017 | Quit Claim Deed, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 24, 1997 · Amount on Record |
| Deed Sale | Nov 24, 1997 · Amount on Record |
| Deed Book / Page | 14446 / 24 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TOPSFIELD MA |
| Property Address | 5 HIGH RIDGE RD, TOPSFIELD, MA 01983-2234 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2023 |
| Name | Verified Name |
|---|
| Document Number | 041810-400 |
|---|---|
| Date | Oct 17, 2023 |
| Book Page | 41810/400 |
| Instrument | 20231017000670 |
| Name | HANSCOM FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TOPSFIELD MA |
| Property Address | 5 HIGH RIDGE RD, TOPSFIELD, MA 01983-2234 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 39147-222 |
|---|---|
| Date | Nov 5, 2020 |
| Book Page | 39147/222 |
| Instrument | 20201105002330 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 1, 2035 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | TOPSFIELD MA |
| Recording Date | Mar 15, 2017 |
| Property Address | 5 HIGH RIDGE RD, TOPSFIELD, MA 01983-2234 |
| Document Number | 35740-242 |
| Book / Page | 035740 / 000242 |
| Instrument Date | Feb 14, 2017 |
| Instrument | 1703170212 |
| Transaction Type | Mortgage |
| Record Updated | Apr 5, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5 HIGH RIDGE RD TOPSFIELD MA 019832234, TOPSFIELD, MA 01983-2234 |
| Document Number | 35735-43 |
|---|---|
| Date | Mar 15, 2017 |
| Book Page | 035735/000043 |
| Instrument | 1703150320 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 14, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
Source: Essex County and Topsfield Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Topsfield Town |
| Secondary School District | Masconomet School District (07 - 12) |
| Elementary School District | Topsfield School District (PK - 06) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $25,150.00 (+2.04%) | $1,677,800 (-) Land $522,700 Building $1,155,100 |
| 2024 | $24,647.00 (+17.11%) | $1,677,800 (+21.18%) Land $522,700 Building $1,155,100 |
| 2023 | $21,046.00 | $1,384,600 Land $442,200 Building $942,400 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 10 (1978–2010) |
| Claims Outside the SFHA | 1 of 10 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOPSFIELD WATER DEPARTMENT serves 5,435 people · EPA ID MA3298000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures