Essex County and North Caldwell Borough property record for 5 Hemlock Dr, Caldwell, NJ 07006
| Property Type | Single Family Home |
|---|---|
| Details | 3,282 sqft · built 1955 |
| Lot Size | 0.574 acres (25,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $552,500 (Mar 2009) |
| Tax Bill | $19,900 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Mar 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-00505-0000-00017 |
| Primary APN | 15-00505-0000-00017 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 3,282 sqft Living Area |
| 1st Floor Area | 3,282 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Construction Type | Frame |
| Lot Area | 25,000 sqft (0.574 acres) |
| Lot Dimensions | 200 ft deep x 125 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 5 HEMLOCK DR |
|---|---|
| City | CALDWELL |
| State | NJ |
| Zip | 07006-4119 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | 125X200 IRR |
| Legal Subdivision | TALL TIMBERS |
| Legal Block | 505 |
| Legal Lot Number | 17 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | NORTH CALDWELL |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 21602 |
5 Hemlock Dr is owned and occupied by two individuals who bought it in March 2009.
Source: Essex County and North Caldwell Borough records, as of July 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5 HEMLOCK DR, CALDWELL, NJ 07006-4119 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 19, 2026 | Deed of Trust, Mortgage · Conventional Mortgage KIND LENDING LLC |
| Mar 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Jan 20, 2022 | Deed of Trust, Mortgage · Conventional Mortgage GARDEN STATE HOME LOANS INC |
| Oct 22, 2019 | Deed of Trust, Mortgage · Conventional Mortgage GARDEN ST HM LNS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 17, 2009 · Amount on File |
| Deed Sale | Mar 17, 2009 · Amount on File |
| Prior Sale | Mar 17, 2009 · Amount on File |
| Deed Document Number | 20099019136 |
| Deed Book / Page | 12183 / 8619 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 5 HEMLOCK DR, CALDWELL, NJ 07006-4119 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2026 |
| Title Company | EVIDENT TITLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Address | 5 HEMLOCK DR, CALDWELL, NJ 07006-4119 |
| Document Number | 0000018366 |
|---|---|
| Date | Mar 19, 2026 |
| Instrument | 2026018366 |
| Name | KIND LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92614 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 5 HEMLOCK DR, CALDWELL, NJ 07006-4119 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Title Company | SIGNATURE SETMNT & TTL AGCY |
| Name | Verified Name |
|---|
| Document Number | 0000037720 |
|---|---|
| Date | Mar 26, 2021 |
| Instrument | 2021037720 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Feb 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 5 HEMLOCK DR, CALDWELL, NJ 07006-4119 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Title Company | WINTER TITLE AGENCY INC, HUNTER TITLE AGENCY INC |
| Name | Verified Name |
|---|
| Document Number | 0000005469 |
|---|---|
| Date | Jan 20, 2022 |
| Instrument | 2022005469 |
| Name | GARDEN STATE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | CHERRY HILL, NJ 08003 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 5 HEMLOCK DR, CALDWELL, NJ 07006-4119 |
| Document Number | 0000103836 |
| Instrument Date | Oct 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2019 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5 HEMLOCK DR NORTH CALDWELL NJ 070064119, NORTH CALDWELL, NJ 07006-4119 |
| Document Number | 0000103836 |
|---|---|
| Date | Oct 31, 2019 |
| Instrument | 103836 |
| Name | GARDEN ST HM LNS INC |
|---|---|
| Address | CHERRY HILL, NJ 08003 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 30, 2034 |
The 2025 property tax bill for 5 Hemlock Dr was $19,900, up 2.2% from the year before.
Source: Essex County and North Caldwell Borough assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| Municipality | North Caldwell Borough |
| Elementary School District | North Caldwell Borough School District (KG - 06) |
| Secondary School District | West Essex Regional School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $862,200 (-) Land $357,000 Building $505,200 | $862,200 (-) Land $357,000 Building $505,200 | |
| 2025 | $19,900.00 (+2.22%) | $862,200 Land $357,000 Building $505,200 | $862,200 Land $357,000 Building $505,200 |
| 2024 | $19,468.00 | ||
| 2023 | $862,200 Land $357,000 Building $505,200 | $862,200 Land $357,000 Building $505,200 | |
| 2022 | $18,787.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5 Hemlock Dr in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 11 (1979–2021) |
| Claims Outside the SFHA | 11 of 11 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5 Hemlock Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH CALDWELL WATER DEP serves 6,000 people · EPA ID NJ0715001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | 4 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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