5 Hemlock Cir, Old Lyme, CT 06371 Property Records

Old Lyme Town property record for 5 Hemlock Cir, Old Lyme, CT 06371

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,460 sqft · built 1989
Lot Size	0.82 acres (35,700 sqft)
Owner	2 Individual Names on Record
Last Sale	$419,000 (Jun 2015)
Tax Bill	$7,941 (2025)
Deeds & Mortgages	Aug 2021 Refinance Aug 2021 Refinance + 1 more
Flood Zone	Zone AE (high risk)
APN	`OLYM M:3 L:22`

Property Details

APN / Parcel Number

Primary APN	`OLYM M:3 L:22`
Alternative APNs	`00005900` `5900`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,460 sqft Living Area
Gross Area	5,642 sqft
Basement Area	2,101 sqft
Unfinished Basement	2,101 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	35,700 sqft (0.82 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	5900
Street Address	5 HEMLOCK CIR
City	OLD LYME
State	CT
Zip	06371-2022
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Lot Number	22
Jurisdiction	OLD LYME CT
Township / Civil Division	OLD LYME
Census Block Group	2
Census Block	2016
Census Tract	660104

Owner

Source: Old Lyme Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5 HEMLOCK CIR, OLD LYME, CT 06371-2022
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CALIBER HOME LOANS INC
Aug 3, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CALIBER HOME LOANS INC
Aug 29, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2015 · Amount on Record
Deed Sale	Jun 22, 2015 · Amount on Record
Deed Book / Page	404 / 1226
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLD LYME CT
Property Address	5 HEMLOCK CIR, OLD LYME, CT 06371-2022
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000445-398
Date	Aug 3, 2021
Book Page	445/398

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLD LYME CT
Property Address	5 HEMLOCK CIR, OLD LYME, CT 06371-2022
Transaction Type	Mortgage
Record Updated	Aug 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	445-398
Date	Aug 3, 2021
Book Page	445/398

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OLD LYME CT
Recording Date	Aug 29, 2018
Property Address	5 HEMLOCK CIR, OLD LYME, CT 06371-2022
Document Number	423-1009
Book / Page	000423 / 001009
Instrument Date	Aug 20, 2018
Transaction Type	Transfer
Record Updated	Sep 27, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 HEMLOCK CIR OLD LYME CT 063712022, OLD LYME, CT 06371-2022

Tax Assessment & Valuation

Source: Old Lyme Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Old Lyme Town
Unified School District	Regional School District 18 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,941.00	$489,300 (+78.32%) Land $145,600 Building $343,700	$342,510 Land $101,920 Building $240,590
2024	$7,941.00 (+23.15%)
2023	$6,448.00	$274,400 (-) Land $118,500 Building $155,900
2022	$6,448.00	$274,400 Land $118,500 Building $155,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	13.0 ft
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - SHORELINE REGION-SOUND VIEW private · serves 3,397 people · EPA ID CT1050732
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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