Albany County and Colonie Town property record for 5 Heath Ct, Schenectady, NY 12309
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,847 sqft · built 1989 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $7,333 (2026) |
| Deeds & Mortgages | Jul 2022 Line of Credit Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 012689 17.4-6-48 |
| Primary APN | 012689 17.4-6-48 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,847 sqft Living Area |
| 1st Floor Area | 1,169 sqft |
| Upper Floors Area | 678 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Contemporary |
| Exterior Material | Wood |
| Lot Area | 12,197 sqft (0.28 acres) |
| Garage Type | Attached |
| Garage Area | 540 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 384 sqft |
| Porch | Slab |
| Porch Area | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 01700400060480000000 |
|---|---|
| Street Address | 5 HEATH CT |
| City | SCHENECTADY |
| State | NY |
| Zip | 12309-1950 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 04 - FARM |
| Legal Description | N-7 E-6 GLADE |
| Legal Subdivision | ROLLING HILLS ESTATES SECTION 2 |
| Legal Block | 6 |
| Legal Lot Number | 48.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | COLONIE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 13802 |
Source: Albany County and Colonie Town records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5 HEATH CT, SCHENECTADY, NY 12309-1950 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 11, 2022 | Deed of Trust, Mortgage · Line of Credit CAPITAL COMMUNICATIONS FCU |
| Dec 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage M & T BANK |
| Nov 28, 2017 | Warranty Deed, Transfer · Conventional Mortgage SUNMARK FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 5 HEATH CT, SCHENECTADY, NY 12309-1950 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Title Company | CHICAGO TITLE INSURANCE COMP |
| Name | Verified Name |
|---|---|
| Address | 5 HEATH CT, SCHENECTADY, NY 12309-1950 |
| Document Number | 0000006283 |
|---|---|
| Date | Jul 11, 2022 |
| Instrument | R2022-16283 |
| Name | CAPITAL COMMUNICATIONS FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Jun 28, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 5 HEATH CT, SCHENECTADY, NY 12309-1950 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000028603 |
|---|---|
| Date | Dec 2, 2020 |
| Instrument | R2020-28603 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Nov 28, 2017 |
| Property Address | 5 HEATH CT, SCHENECTADY, NY 12309-1950 |
| Document Number | 0000008514 |
| Map Reference | MAP6575 DR172 |
| Instrument | R2017-28514 |
| Transaction Type | Transfer |
| Record Updated | Apr 7, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5 HEATH CT, 5, SCHENECTADY, NY 12309-1950 |
| Name | Verified Name |
|---|---|
| Address | 87 LISHAKILL RD, ALBANY, NY 12205-3627 |
| Document Number | 0000008515 |
|---|---|
| Date | Nov 28, 2017 |
| Instrument | R2017-28515 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2047 |
Source: Albany County and Colonie Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Colonie Town |
| Unified School District | South Colonie Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,333.00 (-2.82%) | ||
| 2025 | $7,546.00 (+9.9%) | $163,000 (-) Land $40,700 Building $122,300 | $373,000 (+16.71%) Land $93,136 Building $279,864 |
| 2023 | $163,000 (-) Land $40,700 Building $122,300 | $319,600 (+9.31%) Land $79,802 Building $239,798 | |
| 2022 | $163,000 Land $40,700 Building $122,300 | $292,377 Land $73,005 Building $219,372 | |
| 2021 | $6,866.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LATHAM WATER DISTRICT serves 85,590 people · EPA ID NY0100198 |
|---|---|
| Water Source | Surface water |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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