5 Harness Dr, Wilbraham, MA 01095 Property Records

Hampden County and Wilbraham Town property record for 5 Harness Dr, Wilbraham, MA 01095

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,144 sqft · built 2003
Lot Size	0.744 acres (32,404 sqft)
Owner	2 Individual Names on Record
Last Sale	$570,000 (Feb 2023)
Tax Bill	$11,596 (2026)
Deeds & Mortgages	Dec 2022 Refinance Feb 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`MAP 24`

Property Details

APN / Parcel Number

Primary APN	`MAP 24`
Alternative APN	`WILB M:4980 B:5 L:5871`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,144 sqft Living Area
Gross Area	6,618 sqft
1st Floor Area	1,692 sqft
Basement Area	1,692 sqft
Unfinished Basement	538 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	32,404 sqft (0.744 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	MAP 24
Street Address	5 HARNESS DR
City	WILBRAHAM
State	MA
Zip	01095-1336
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R34
Legal Block	5
Legal Lot Number	5871
Jurisdiction	WILBRAHAM MA
Township / Civil Division	WILBRAHAM
Census Block Group	5
Census Block	5016
Census Tract	813601

Owner

Source: Hampden County and Wilbraham Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5 HARNESS DR, WILBRAHAM, MA 01095-1336
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance MIAMI STUFF LLC
Feb 15, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 15, 2023 · Amount on Record
Deed Sale	Feb 15, 2023 · Amount on Record
Prior Sale	Oct 11, 2002 · Amount on Record
Deed Book / Page	24909 / 161
Prior Transfer Date	Feb 14, 2023
Prior Transfer Doc	024909-161
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILBRAHAM MA
Property Address	5 HARNESS DR, WILBRAHAM, MA 01095-1336
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024838-280
Date	Dec 13, 2022
Book Page	24838/280
Instrument	72477

Lender

Name	MIAMI STUFF LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

February 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WILBRAHAM MA
Recording Date	Feb 15, 2023
Property Address	5 HARNESS DR, WILBRAHAM, MA 01095-1336
Document Number	024909-161
Book / Page	24909 / 161
Instrument Date	Feb 14, 2023
Instrument	7261
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5 HARNESS DR, WILBRAHAM, MA 01095-1336

Mortgage

Document Number	0000007263
Date	Feb 15, 2023
Instrument	7263

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and Wilbraham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Wilbraham Town
Unified School District	Hampden-Wilbraham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,596.00 (+3.54%)	$664,500 (+6.08%) Land $103,400 Building $561,100	$700,161 (+3.8%)
2025	$11,200.00 (+1.78%)	$626,400 (+5.31%) Land $103,400 Building $523,000	$674,500 (+11.62%)
2024	$11,004.00 (+14.07%)	$594,800 (+15.29%) Land $103,400 Building $491,400	$604,295
2023	$9,647.00	$515,900 Land $103,400 Building $412,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILBRAHAM WATER DEPT (MWRA) serves 8,533 people · EPA ID MA1339000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jun 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Oct 2018
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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