5 Hardscrabble Rd, Sterling, MA 01564 Property Records

Worcester County and Sterling Town property record for 5 Hardscrabble Rd, Sterling, MA 01564

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,695 sqft · built 2018
Lot Size	4.26 acres (185,566 sqft)
Owner	2 Company Names on Record
Last Sale	$120,000 (Apr 2017)
Tax Bill	$10,858 (2026)
Deeds & Mortgages	Feb 2026 Sale Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`STER M:00042 L:00016`

Property Details

APN / Parcel Number

Primary APN	`STER M:00042 L:00016`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,695 sqft Living Area
Gross Area	7,363 sqft
Basement Area	2,273 sqft
Unfinished Basement	2,273 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	185,566 sqft (4.26 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	5 HARDSCRABBLE RD
City	STERLING
State	MA
Zip	01564-2008
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RRF
Legal Lot Number	16
Jurisdiction	STERLING MA
Township / Civil Division	STERLING
Census Block Group	2
Census Block	2025
Census Tract	719100

Owner

Source: Worcester County and Sterling Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	5 HARDSCRABBLE RD, STERLING, MA 01564-2008
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2026	Deed, Transfer
Jul 24, 2019	Deed of Trust, Mortgage · Balloon Mortgage DIGITAL FCU
Apr 14, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2017 · Amount on Record
Deed Sale	Apr 14, 2017 · Amount on Record
Prior Sale	Oct 20, 2011 · Amount on Record
Deed Book / Page	56976 / 248
Transfer Doc	56976-248
Record Updated	Oct 29, 2026

February 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	STERLING MA
Recording Date	Feb 25, 2026
Property Address	5 HARDSCRABBLE RD, STERLING, MA 01564-2008
Document Number	073236-153
Book / Page	73236 / 153
Instrument Date	Feb 17, 2026
Instrument	14243
Transaction Type	Transfer
Record Updated	Mar 18, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 HARDSCRABBLE RD, STERLING, MA 01564-2008

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STERLING MA
Property Address	5 HARDSCRABBLE RD, STERLING, MA 01564-2008
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	60754-300
Date	Jul 24, 2019
Book Page	60754/300
Instrument	71618

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	481 Months
Due	Aug 1, 2059

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STERLING MA
Recording Date	Apr 14, 2017
Property Address	5 HARDSCRABBLE RD, STERLING, MA 01564-2008
Document Number	56976-248
Book / Page	056976 / 000248
Instrument Date	Apr 13, 2017
Instrument	37294
Transaction Type	Transfer
Record Updated	Nov 18, 2017

Transaction

Amount	Amount Recorded
Tax	$547.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1384 CENTRAL ST LEOMINSTER MA 014535968, LEOMINSTER, MA 01453-5968

Tax Assessment & Valuation

Source: Worcester County and Sterling Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Sterling Town
Unified School District	Wachusett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,858.00 (+6.19%)	$865,200 (+8.98%) Land $178,300 Building $686,900	$702,715 (-)
2025	$10,225.00 (+7.29%)	$793,900 (+10.88%) Land $153,900 Building $640,000	$702,715 (+24.63%)
2024	$9,530.00 (-0.28%)	$716,000 (+7.14%) Land $153,900 Building $562,100	$563,825
2023	$9,557.00	$668,300 Land $154,800 Building $513,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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