5 Harbor Watch Dr, Unit 405, Chesapeake, VA 23320 Property Records

Chesapeake City property record for 5 Harbor Watch Dr, Unit 405, Chesapeake, VA 23320

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,762 sqft · built 2001
Lot Size	0.087 acres (1,030 sqft)
Owner	Trust Name on Record
Last Sale	$333,000 (Jun 2025)
Tax Bill	$3,008 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
APN	`0483002000730`

Property Details

APN / Parcel Number

Primary APN	`0483002000730`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,762 sqft Living Area
1st Floor Area	1,762 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2024
Architectural Style	Condo/Apartment
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,030 sqft (0.087 acres)
Porch	Open Porch
Porch Area	54 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5 HARBOR WATCH DR, 405
City	CHESAPEAKE
State	VA
Zip	23320-4008
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RMF1: MULT
Legal Description	UNIT 405 BLDG 5 HARBOR WATCH CONDO PH 6
Legal Subdivision	HARBOR WATCH AND BOAT SLIPS
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1010
Census Tract	20907

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	5 HARBOR WATCH DR, 405, CHESAPEAKE, VA 23320-4008
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2025 · Amount on Record
Deed Sale	Jun 4, 2025 · Amount on Record
Prior Sale	Sep 2, 2020 · Amount on Record
Deed Document Number	202511975
Deed Book / Page	10859 / 1595
Record Updated	Oct 29, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Sep 2, 2020
Property Address	5 HARBOR WATCH DR UNIT 405, 405, CHESAPEAKE, VA 23320-4008
Document Number	10212/85
Book / Page	10212 / 85
Instrument Date	Aug 27, 2020
Instrument	200031058
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	NOT AVAILABLE, 1ST CHOICE TITLE SOLNS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 HARBOR WATCH DR UNIT 405, 405, CHESAPEAKE, VA 23320-4008

Mortgage

Document Number	200031059
Date	Sep 2, 2020
Instrument	200031059

Lender

Name	MCLEAN MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$308,700 (+3.66%) Land $90,000 Building $218,700	$308,700 (+3.66%) Land $90,000 Building $218,700
2025	$3,008.00 (+47.52%)	$297,800 (+9.08%) Land $85,000 Building $212,800	$297,800 (+9.08%) Land $85,000 Building $212,800
2023		$273,000 (+17.42%) Land $85,000 Building $188,000	$273,000 (+17.42%) Land $85,000 Building $188,000
2022		$232,500 Land $65,000 Building $167,500	$232,500 Land $65,000 Building $167,500
2019	$2,039.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 113 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	333 units insured incl. 220 condo units
Nearby Flood Claims	1 (2014)
Most Recent Claim	Jul 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20