5 Graystone Cir, Winchester, MA 01890 Property Records

Middlesex County and Winchester Town property record for 5 Graystone Cir, Winchester, MA 01890

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 3,851 sqft · built 2010
Owner	2 Trust Names on File
Last Sale	$1,500,000 (Oct 2021)
Tax Bill	$16,863 (2026)
Deeds & Mortgages	Jul 2022 Line of Credit Jul 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`WINC M:019 B:0272 L:0`

Property Details

APN / Parcel Number

Primary APN	`WINC M:019 B:0272 L:0`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,851 sqft Living Area
Gross Area	4,554 sqft
Basement Area	1,432 sqft
Unfinished Basement	143 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	5 GRAYSTONE CIR
City	WINCHESTER
State	MA
Zip	01890-3872
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RDB
Legal Block	272
Jurisdiction	WINCHESTER MA
Township / Civil Division	WINCHESTER
Census Block Group	3
Census Block	3003
Census Tract	338300

Owner

5 Graystone Cir, a condominium, is owner-occupied and held in a trust since May 2023.

Source: Middlesex County and Winchester Town records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	5 GRAYSTONE CIR, WINCHESTER, MA 01890-3872
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Jul 10, 2023	Quit Claim Deed, Transfer Quitclaim
Oct 4, 2021	Quit Claim Deed, Transfer
May 18, 2017	Deed of Trust, Mortgage · Line of Credit WINCHESTER COOPERATIVE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2021 · Amount on File
Deed Sale	Oct 4, 2021 · Amount on File
Prior Sale	Oct 21, 2016 · Amount on File
Deed Book / Page	78841 / 161
Last Transfer Date	May 31, 2023
Transfer Doc	081753-282
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER MA
Property Address	5 GRAYSTONE CIR, WINCHESTER, MA 01890-3872
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	080434-266
Date	Jul 15, 2022
Book Page	80434/266
Instrument	107793

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Aug 1, 2047

Interest

Rate Type	Adjustable Rate

July 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINCHESTER MA
Recording Date	Jul 10, 2023
Property Address	5 GRAYSTONE CIR, WINCHESTER, MA 01890-3872
Document Number	081753-282
Book / Page	81753 / 282
Instrument Date	May 31, 2023
Instrument	75386
Transaction Type	Transfer
Record Updated	Jul 28, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 GRAYSTONE CIR, WINCHESTER, MA 01890-3872

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINCHESTER MA
Recording Date	Oct 4, 2021
Property Address	5 GRAYSTONE CIR, WINCHESTER, MA 01890-3872
Document Number	78841-161
Book / Page	78841 / 161
Instrument Date	Sep 20, 2021
Instrument	218920
Transaction Type	Transfer
Record Updated	Oct 22, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 GRAYSTONE CIR, WINCHESTER, MA 01890-3872

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER MA
Property Address	5 GRAYSTONE CIR, WINCHESTER, MA 01890-3872
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	69297-78
Date	May 18, 2017
Book Page	69297/78
Instrument	73467

Lender

Name	WINCHESTER COOPERATIVE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 5 Graystone Cir was $16,863, up 10,12% from the year before.

Source: Middlesex County and Winchester Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Winchester Town
Unified School District	Winchester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$16,863.00 (+10,12%)	$1,521,900 (+2.24%) Building $1,521,900	$1,662,239 (-0.94%)
2025	$165.00 (-98.98%)	$1,488,500 (+4.13%) Building $1,488,500	$1,678,080
2024	$16,195.00 (-4.21%)	$1,429,400 (-0.23%) Building $1,429,400
2023	$16,906.00	$1,432,700 Building $1,432,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 Graystone Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jun 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Graystone Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINCHESTER WATER DEPT serves 22,970 people · EPA ID MA3344000
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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