Clay County property record for 5 Gray Ct, Celina, TN 38551
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 970 sqft · built 1950 |
| Lot Size | 0.244 acres (10,672 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $444 (2022) |
| Deeds & Mortgages | Nov 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 014042J F 00600 |
| Primary APN | 014042J F 00600 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 970 sqft Living Area |
| 1st Floor Area | 970 sqft |
| Attic Area | 1,120 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,672 sqft (0.244 acres) |
| Lot Dimensions | 116 ft deep x 92 ft wide |
| Terrain | Rolling |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 150 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 5 GRAY CT |
|---|---|
| City | CELINA |
| State | TN |
| Zip | 38551-4179 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 03, COUNTY AREA: C01 |
| Legal Subdivision | BUFORD & CHERRY |
| Legal Block | F |
| Jurisdiction | CLAY TN |
| Township / Civil Division | 3 |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 955000 |
Source: Clay County records, as of January 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5 GRAY CT, CELINA, TN 38551-4179 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 17, 2014 |
| Deed Sale | Jul 17, 2014 |
| Deed Document Number | 0000102239 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY TN |
| Property Address | 5 GRAY CT, CELINA, TN 38551-4179 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|---|
| Address | 5 GRAY CT, CELINA, TN 38551-4179 |
| Document Number | 0TD187/145 |
|---|---|
| Date | Nov 7, 2025 |
| Book Page | TD187/145 |
| Instrument | 25001336 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Address | CELINA, TN 38551 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 15, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Clay County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Clay County |
| Municipality | Celina City |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $17,075 (-) Land $1,750 Building $15,325 | ||
| 2023 | $17,075 (-) Land $1,750 Building $15,325 | ||
| 2022 | $444.00 | $17,075 Land $1,750 Building $15,325 | $68,300 Land $7,000 Building $61,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2015 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CELINA WATER SYSTEM serves 6,160 people · EPA ID TN0000099 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Twin Lakes Fiber | 8,000 / 8,000 |
| Verizon Fixed Wireless | 300 / 20 |
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