5 Granite Rd, Townsend, MA 01469 Property Records

Middlesex County and Townsend Town property record for 5 Granite Rd, Townsend, MA 01469

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,624 sqft · built 2005
Lot Size	2.58 acres (112,385 sqft)
Owner	2 Individual Names on File
Last Sale	$425,000 (Sep 2018)
Tax Bill	$9,620 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Sep 2021 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`TOWN M:0044 B:0004 L:0005`

Property Details

APN / Parcel Number

Primary APN	`TOWN M:0044 B:0004 L:0005`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,624 sqft Living Area
Gross Area	6,908 sqft
Basement Area	1,312 sqft
Unfinished Basement	1,312 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	112,385 sqft (2.58 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	5 GRANITE RD
City	TOWNSEND
State	MA
Zip	01469-4407
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA3
Legal Block	4
Legal Lot Number	5
Jurisdiction	TOWNSEND MA
Township / Civil Division	TOWNSEND
Census Block Group	1
Census Block	1005
Census Tract	301101

Owner

Source: Middlesex County and Townsend Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5 GRANITE RD, TOWNSEND, MA 01469-4407
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Deed of Trust, Mortgage · Line of Credit ALIGN CREDIT UNION
Sep 20, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ALIGN CREDIT UNION
Sep 20, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ALIGN CREDIT UNION
Aug 31, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance EMBRACE HOME LOANS INC
Aug 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HM LOANS
Sep 21, 2018	Quit Claim Deed, Transfer · Conventional Mortgage EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 21, 2018 · Amount on Record
Deed Sale	Sep 21, 2018 · Amount on Record
Prior Sale	Aug 15, 2016 · Amount on Record
Deed Book / Page	71650 / 271
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOWNSEND MA
Recording Date	Jul 17, 2026
Property Address	5 GRANITE RD, TOWNSEND, MA 01469-4407
Document Number	0000088855
Book / Page	85893 / 276
Instrument Date	Jul 13, 2026
Instrument	202688855
Transaction Type	Mortgage
Record Updated	Aug 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 GRANITE RD, TOWNSEND, MA 01469-4407
Investor	Possibly a Property Investor

Mortgage

Document Number	0000088855,
Date	Jul 17, 2026
Book Page	85893/276
Instrument	202688855

Lender

Name	ALIGN CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2046

Interest

Rate	6.52%
Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOWNSEND MA
Property Address	5 GRANITE RD, TOWNSEND, MA 01469-4407
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0078738-31
Date	Sep 20, 2021
Book Page	78738/31
Instrument	208700

Lender

Name	ALIGN CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2041

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOWNSEND MA
Property Address	5 GRANITE RD, TOWNSEND, MA 01469-4407
Transaction Type	Mortgage
Record Updated	Oct 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	78738-31
Date	Sep 20, 2021
Book Page	78738/31
Instrument	208700

Lender

Name	ALIGN CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2041

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOWNSEND MA
Property Address	5 GRANITE RD, TOWNSEND, MA 01469-4407
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	75503-500
Date	Aug 31, 2020
Book Page	75503/500
Instrument	150978

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOWNSEND MA
Property Address	5 GRANITE RD, TOWNSEND, MA 01469-4407
Document Number	73178-482
Instrument Date	Aug 21, 2019
Transaction Type	Mortgage
Record Updated	Sep 17, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5 GRANITE RD TOWNSEND MA 014694407, TOWNSEND, MA 01469-4407

Mortgage

Document Number	73178-482
Date	Aug 27, 2019
Book Page	073178/000482
Instrument	128166

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 26, 2049

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TOWNSEND MA
Recording Date	Sep 21, 2018
Property Address	5 GRANITE RD, TOWNSEND, MA 01469-4407
Document Number	71650-271
Book / Page	071650 / 000271
Instrument Date	Sep 17, 2018
Instrument	146495
Transaction Type	Transfer
Record Updated	Oct 9, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,938.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5 GRANITE RD TOWNSEND MA 014694407, TOWNSEND, MA 01469-4407

Mortgage

Document Number	71650-275
Date	Sep 21, 2018
Book Page	071650/000275
Instrument	146496

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 20, 2048

Tax Assessment & Valuation

Source: Middlesex County and Townsend Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Townsend Town
Unified School District	North Middlesex School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,620.00 (+2.84%)	$662,500 (+2.06%) Land $107,300 Building $555,200	$632,320 (+7.96%)
2024	$9,354.00 (-0.98%)	$649,100 (+4.85%) Land $107,300 Building $541,800	$585,675
2023	$9,447.00	$619,100 Land $94,200 Building $524,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Xfinity.

Cell Coverage

5G and 4G LTE (outdoors only)

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