5 Gounod Rd, Westerly, RI 02891 Property Records

Westerly Town property record for 5 Gounod Rd, Westerly, RI 02891

Property Summary

Property TypeSeasonal / Vacation Home
Details3 bd · 2.5 ba · 1,717 sqft · built 1986
Lot Size0.459 acres (20,000 sqft)
OwnerIndividual Name on Record
Last Sale$600,000 (Mar 2020)
Tax Bill$7,928 (2025)
Deeds & MortgagesMar 2020 Sale & Mortgage
Oct 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APNM:125 B:2-D L

Property Details

APN / Parcel Number

Primary APNM:125 B:2-D L
Alternative APNs
  • WEST M:125 B:2 L:D
  • 13292260

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,717 sqft Living Area
Gross Area3,628 sqft

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleSplit Level
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area20,000 sqft (0.459 acres)

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Account Number13292260
Street Address5 GOUNOD RD
CityWESTERLY
StateRI
Zip02891-4627
Property CategoryResidential
Property TypeResidential > Specialized > Seasonal / Vacation Home
Legal Block2
Legal Lot NumberD
JurisdictionWESTERLY RI
Township / Civil DivisionWESTERLY
Census Block Group2
Census Block2010
Census Tract51000

Owner

Source: Westerly Town records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address6517 HITT AVE, MC LEAN, VA 22101-4651
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 24, 2020Warranty Deed, Transfer · Conventional Mortgage
CHAIN BRIDGE BK NA
Oct 12, 2017Deed of Trust, Mortgage · Line of Credit
WEBSTER BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 24, 2020 · Amount on Record
Deed SaleMar 24, 2020 · Amount on Record
Prior SaleDec 3, 1996 · Amount on Record
Deed Book / Page2020 / 5364
Record UpdatedSep 20, 2026

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWESTERLY RI
Recording DateMar 24, 2020
Property Address5 GOUNOD RD, WESTERLY, RI 02891-4627
Document Number2020-5364
Book / Page002020 / 005364
Instrument DateMar 24, 2020
Instrument1272
Transaction TypeTransfer
Record UpdatedJun 28, 2021
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$600.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6517 HITT AVE MCLEAN VA 221014651, MCLEAN, VA 22101-4651

Mortgage

Document Number2020-5366
DateMar 24, 2020
Book Page002020/005366
Instrument1273
Lender
NameCHAIN BRIDGE BK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMar 23, 2035

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTERLY RI
Property Address5 GOUNOD RD, WESTERLY, RI 02891-4627
Document Number2017-9258
Book / Page002017 / 019258
Instrument DateOct 12, 2017
Transaction TypeMortgage
Record UpdatedNov 14, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 GOUNOD RD WESTERLY RI 028914627, WESTERLY, RI 02891-4627

Mortgage

Document Number2017-9258
DateOct 30, 2017
Book Page002017/019258
Instrument4783
Lender
NameWEBSTER BK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 29, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWesterly Town
Unified School DistrictWesterly School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$7,928.00 (-2.9%)$1,115,100 (+31.37%) Land $673,000 Building $442,100
2023$8,165.00 (+0.62%)$848,800 (-) Land $480,700 Building $368,100
2022$8,115.00$848,800 Land $480,700 Building $368,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 140 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies143 units insured
incl. 3 condo units
Nearby Flood Claims28 (1985–2021)
Claims Outside the SFHA8 of 28
Most Recent ClaimSep 2021 · rainfall accumulation
Claims by Event
  • Hurricane Sandy, Oct 2012 · 14 claims
  • Severe Storms And Flooding, Apr 2010 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSHADY HARBOR FIRE DISTRICT
private · serves 300 people · EPA ID RI1559513
Water SourceGroundwater
Last State InspectionMar 2023
Also Mapped HereWESTERLY WATER DEPARTMENT
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 35
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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